Onslow County property record for 254 Sand Ridge Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1978 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Mar 2024) |
| Tax Bill | $818 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1307-3 |
| Primary APN | 1307-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490008825 |
|---|---|
| Street Address | 254 SAND RIDGE RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-4355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L3 S1 BC SANDY RIDGE |
| Legal Subdivision | SANDY RIDGE SEC 1 |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2802 |
254 Sand Ridge Rd is owned and occupied by an individual who bought it in March 2024.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 254 SAND RIDGE RD, HUBERT, NC 28539-4355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Dec 12, 2025 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Mar 11, 2024 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2021 | Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Feb 5, 2019 | Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on File |
| Deed Sale | Mar 11, 2024 · Amount on File |
| Prior Sale | Jun 21, 2021 · Amount on File |
| Deed Book / Page | 6113 / 327 |
| Prior Transfer Date | Dec 10, 2013 |
| Prior Transfer Doc | 0041020090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 254 SAND RIDGE RD, HUBERT, NC 28539-4355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 254 SAND RIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0064980698 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 6498/698 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 254 SAND RIDGE RD, HUBERT, NC 28539-4355 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 254 SAND RIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0064920282 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 6492/282 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 11, 2024 |
| Property Address | 254 SANDRIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0061130327 |
| Book / Page | 6113 / 327 |
| Map Reference | MB 17 PG 16 |
| Instrument Date | Feb 3, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11420 BIRDIE RD, CONROE, TX 77303-2902 |
| Name | Verified Name |
|---|---|
| Address | 254 SANDRIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0006113332 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 6113-332 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 21, 2021 |
| Property Address | 254 SANDRIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0054950544 |
| Book / Page | 5495 / 544 |
| Map Reference | MB 17 PG 16 |
| Instrument Date | Jun 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 254 SANDRIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0005495547 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 5495/547 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 5, 2019 |
| Property Address | 254 SANDRIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0048940193 |
| Book / Page | 4894 / 193 |
| Map Reference | MB 17 PG 16 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 254 SANDRIDGE RD, HUBERT, NC 28539-4355 |
| Document Number | 0004894197 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 4894/197 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 254 Sand Ridge Rd was $818.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $818.00 | $189,334 (+51.47%) Land $34,500 Building $154,834 | $189,334 (+51.47%) Land $34,500 Building $154,834 |
| 2025 | $818.00 | $124,996 Land $27,600 Building $97,396 | $124,996 Land $27,600 Building $97,396 |
| 2023 | $818.00 | $124,996 Land $27,600 Building $97,396 | $124,996 Land $27,600 Building $97,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 254 Sand Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 254 Sand Ridge Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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