254 Ridgewood Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 254 Ridgewood Rd, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 1987
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individuals on Record
Last Sale	$545,000 (Apr 2026)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039 075`

Property Details

APN / Parcel Number

Primary APN	`039 075`
Alternative APNs	`673665` `382052`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,460 sqft Heated Area
Gross Area	4,350 sqft
1st Floor Area	2,460 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	206,039 sqft (4.73 acres)
Lot Width	300 ft Width
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	382052
Street Address	254 RIDGEWOOD RD
City	CLARKESVILLE
State	GA
Zip	30523-3758
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	11-120 121 LTS 1 2 2A DB 1143-1026
Legal Subdivision	RIDGEWOOD PH 01
Legal Lot Number	1
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	1
Census Block	1000
Census Tract	204

Owner

Source: Habersham County assessment roll, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	254 RIDGEWOOD RD, CLARKESVILLE, GA 30523-3758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
Apr 6, 2026	Warranty Deed, Transfer
Jul 14, 2017	Warranty Deed, Transfer NORTH GEORGIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Book / Page	1428 / 534
Transfer Doc	000932/147
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	254 RIDGEWOOD RD, CLARKESVILLE, GA 30523-3758
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 RIDGEWOOD RD, CLARKESVILLE, GA 30523-3758

Mortgage

Document Number	0000001225/0000000665
Date	Jul 10, 2020
Book Page	0000001225/0000000665

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 6, 2026
Property Address	254 RIDGEWOOD RD, CLARKESVILLE, GA 30523-3758
Document Number	001428/534
Book / Page	1428 / 534
Instrument Date	Apr 6, 2026
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 RIDGEWOOD RD, CLARKESVILLE, GA 30523-3758

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 14, 2017
Property Address	254 RIDGEWOOD RD, CLARKESVILLE, GA 30523-3758
Document Number	01143/1026
Book / Page	1143 / 1026
Instrument Date	Jul 14, 2017
Instrument	2017-001399
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 RUNNING DEER RD, CORNELIA, GA 30531-4434

Mortgage

Document Number	01143/1027
Date	Jul 17, 2017
Book Page	1143/1027

Lender

Name	NORTH GEORGIA CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2022

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,176.00 Homeowner's exemption	$224,435 (+20.45%) Land $35,679 Building $188,756	$561,089 (+20.45%) Land $89,198 Building $471,891
2023	Homeowner's exemption	$186,328 (+14.15%) Land $20,396 Building $165,932	$465,820 (+14.15%) Land $50,990 Building $414,830
2022	Homeowner's exemption	$163,224 Land $20,396 Building $142,828	$408,060 Land $50,990 Building $357,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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