254 Ridge Rd, Easley, SC 29642 Property Records

Anderson County property record for 254 Ridge Rd, Easley, SC 29642

Property Summary

Property Type	Single Family Home
Details	3,581 sqft
Lot Size	9.68 acres (421,661 sqft)
Owner	Individual Name on Record
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`163-00-02-007`

Property Details

APN / Parcel Number

Primary APN	`163-00-02-007`

Interior

Stories	1 Story
Building Area	3,581 sqft Heated Area
Gross Area	1,808 sqft
1st Floor Area	1,733 sqft

Exterior

Lot Area	421,661 sqft (9.68 acres)
Lot Dimensions	210 ft deep x 210 ft wide

Location & Zoning

Street Address	254 RIDGE RD
City	EASLEY
State	SC
Zip	29642-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CP 093/929 F000 D000 PP 079/174 RIDGE RD 9.68 AC
Legal Subdivision	SURVEY FOR C JOSEPH GRAMMAS
Jurisdiction	ANDERSON SC
Township / Civil Division	POWDERSVILLE-PIEDMONT
Census Block Group	1
Census Block	1016
Census Tract	10108

Owner

Source: Anderson County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	254 RIDGE RD, EASLEY, SC 29642-7903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL FINANCIAL FEDERAL CREDIT UNION
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPERO FINANCIAL FCU
May 24, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF TRAVELERS REST
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 18, 2019	Quit Claim Deed, Construction Loan · Line of Credit BANK OF TRAVELERS REST
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 2019
Transfer Doc	1411500308
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Recording Date	Jul 8, 2026
Property Address	254 RIDGE RD, EASLEY, SC 29642-7903
Document Number	0000018351
Book / Page	18576 / 5208
Instrument Date	Jul 1, 2026
Instrument	202618351
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 RIDGE RD, EASLEY, SC 29642-7903

Mortgage

Document Number	0000018351,
Date	Jul 8, 2026
Book Page	18576/5208
Instrument	202618351

Lender

Name	FEDERAL FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	254 RIDGE RD, EASLEY, SC 29642-7903
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17217/00273
Date	Feb 20, 2024
Book Page	17217/273
Instrument	240003915

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2044

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	254 RIDGE RD, EASLEY, SC 29642-7903
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 RIDGE RD, EASLEY, SC 29642-7903

Mortgage

Document Number	16148/00033
Date	May 24, 2022
Book Page	16148/33
Instrument	220016503

Lender

Name	BANK OF TRAVELERS REST
Type	Bank
Address	TRAVELERS REST, SC 29690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	254 RIDGE RD, EASLEY, SC 29642-7903
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15797/00037
Date	Dec 9, 2021
Book Page	15797/37
Instrument	210042598

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ANDERSON SC
Recording Date	Sep 18, 2019
Property Address	254 RIDGE RD, EASLEY, SC 29642-7903
Document Number	1411500308
Book / Page	014115 / 000308
Instrument Date	Sep 13, 2019
Instrument	23146
Transaction Type	Construction Loan
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	254 RIDGE RD EASLEY SC 296427903, EASLEY, SC 29642-7903

Mortgage

Document Number	1411600001
Date	Sep 18, 2019
Book Page	014116/000001
Instrument	23147

Lender

Name	BANK OF TRAVELERS REST
Type	Bank
Address	TRAVELERS REST, SC 29690-1688

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON SC
Property Address	254 RIDGE RD, EASLEY, SC 29642-7903
Document Number	1353000303
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 RIDGE RD EASLEY SC 296427903, EASLEY, SC 29642-7903

Mortgage

Document Number	1353000303
Date	Aug 28, 2018
Book Page	013530/000303
Instrument	20574

Lender

Name	SUNTRUST BK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Anderson County
Unified School District	Anderson School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (+8.35%)	$8,420 (-) Land $490 Building $7,930
2024	$1,233.00 (+3.88%)	$8,420 (-) Land $490 Building $7,930	$307,570 (-)
2023	$1,187.00 (+0.25%)	$8,420 (+137.18%) Land $490 Building $7,930	$307,570 (-)
2022	$1,184.00	$3,550 Land $420 Building $3,130
2021			$307,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless · DSL	25 / 3

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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