Pamlico County property record for 254 Peninsula Dr, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,705 sqft · built 1982 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,529 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | K08-66-24 |
| Primary APN | K08-66-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,705 sqft Finished Area |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 891 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 830 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 490000 |
|---|---|
| Street Address | 254 PENINSULA DR |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-8610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 LOT 24 ORCHARD CR 0005325 7408459961000 |
| Legal Lot Number | 24 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 950202 |
254 Peninsula Dr is owned and occupied by two individuals who acquired it in November 1989.
Source: Pamlico County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 254 PENINSULA DR, ORIENTAL, NC 28571-8610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 26, 2017 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1989 |
| Deed Sale | Nov 1, 1989 |
| Deed Document Number | 0000026463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 254 PENINSULA DR, ORIENTAL, NC 28571-8610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 671/224 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 671/224 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 254 PENINSULA DR, ORIENTAL, NC 28571-8610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0000631188 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 631/188 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2025 property tax bill for 254 Peninsula Dr was $1,529.
Source: Pamlico County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,529.00 | $201,931 Land $55,474 Building $146,457 | $201,931 Land $55,474 Building $146,457 |
| 2023 | $1,435.00 | $201,931 Land $55,474 Building $146,457 | $201,931 Land $55,474 Building $146,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 254 Peninsula Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 284 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 in force |
| Nearby Flood Claims | 171 (1999–2019) |
| Claims Outside the SFHA | 13 of 171 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 254 Peninsula Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
4G LTE (outdoors only), no 5G reported
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