1006 HOME DEPOT WAY APT 5304, 5304, BASTROP, TX 78602-2974
Mortgage
Document Number
0202411573
Date
Jul 19, 2024
Instrument
202411573
Lender
Name
FIRST NATIONAL BANK OF BASTROP
Type
Bank
Special Notes
Seller Financed
Agreement
Type
ARM
Amount
Amount on Record
Term
360 Months
Due
Jul 19, 2054
Interest
Rate Type
Adjustable Rate
Rate
7.08%
Adjustable
Adjustable Rate Rider
Type Change Date
Jul 19, 2025
Change Frequency
Annually
Min Rate At Change
6.58%
Max Rate At Change
7.58%
Index
Prime Rate
Max Rate
12%
October 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
BASTROP TX
Recording Date
Oct 20, 2023
Property Address
254 OVERHILL RD, BASTROP, TX 78602-6804
Document Number
0202315828
Map Reference
CAB 1 SL 39A
Instrument Date
Oct 20, 2023
Instrument
202315828
Transaction Type
Transfer
Record Updated
Jan 21, 2026
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
106 E KAMOI CT, BASTROP, TX 78602-5458
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
106 E KAMOI CT, BASTROP, TX 78602-5458
Mortgage
Document Number
0202315829
Date
Oct 20, 2023
Instrument
202315829
Lender
Name
FIRST NATIONAL BANK OF BASTROP
Type
Bank
Agreement
Type
Stand-Alone First Mortgage
Amount
Amount on Record
Term
240 Months
Due
Oct 20, 2043
Interest
Rate Type
Adjustable Rate
Rate
7.94%
Adjustable
Adjustable Rate Rider
Type Change Date
Oct 20, 2026
Change Frequency
Annually
Min Rate At Change
7.44%
Max Rate At Change
18%
Index
Prime Rate
Max Rate
18%
October 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
BASTROP TX
Recording Date
Oct 12, 2021
Property Address
254 OVERHILL RD, BASTROP, TX 78602-6804
Document Number
202122146
Map Reference
CAB 1 PG 39A
Instrument Date
Oct 12, 2021
Instrument
202122146
Transaction Type
Transfer
Record Updated
Nov 22, 2021
Title Company
INDEPENDENCE TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 1088, FRANKSTON, TX 75763-1088
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
106 E KAMOI CT, BASTROP, TX 78602-5458
October 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
BASTROP TX
Recording Date
Oct 12, 2021
Property Address
254 OVERHILL RD, BASTROP, TX 78602-6804
Document Number
0202122146
Map Reference
CAB 1 PG 39A
Instrument Date
Oct 12, 2021
Instrument
202122146
Transaction Type
Transfer
Record Updated
Jan 21, 2026
Title Company
INDEPENDENCE TITLE
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 1088, FRANKSTON, TX 75763-1088
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
106 E KAMOI CT, BASTROP, TX 78602-5458
Tax Assessment & Valuation
The 2025 property tax bill for 254 Overhill Rd was $3,243, down 10.5% from the year before.
Source: Bastrop County assessment roll, as of May 26, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Bastrop County
Unified School District
Bastrop Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,243.00 (-10.49%)
$191,152Land $95,871Building $95,281
$191,152Land $95,871Building $95,281
2024
$3,623.00
2023
$240,019Land $120,042Building $119,977
$240,019Land $120,042Building $119,977
2022
$4,137.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 254 Overhill Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone A high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Not determined for this zone
Flood Insurance Requirement
Required federally backed loans
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
8 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 254 Overhill Rd is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood
0.06% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source
Groundwater
Last State Inspection
Jul 2023
Lead
1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
27 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025