Lorain County property record for 254 Oak Tree Ln, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 1,350 sqft Living Area |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $181,500 (2022) |
| Tax Bill | $3,243.00 (2025) |
| Primary APN | 06-25-006-112-071 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,350 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 20 sqft Patio |
| Canopy Area | 20 sqft Canopy |
| Cooling System | Central Cooling |
|---|
| Street Address | 254 OAK TREE LN |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-9326 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK TREE PLACE SUB 28 X 105 |
| Legal Lot Number | 46 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-112-071
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 254 OAK TREE LN, ELYRIA, OH 44035-9326 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Feb 08, 2022 | Warranty Deed, Transfer GUARDIAN TITLE |
| Feb 08, 2022 | Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2022 · Amount on Record |
| Deed Sale | Feb 08, 2022 · Amount on Record |
| Prior Sale | Feb 08, 2022 |
| Deed Doc Number | 2022090885 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 254 OAK TREE LN, ELYRIA, OH 44035-9326 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 254 OAK TREE LN, ELYRIA, OH 44035-9326 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030027 |
|---|---|
| Date | Oct 17, 2024 |
| Instrument | 2024-0030027 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 08, 2022 |
| Property Address | 254 OAK TREE LN, ELYRIA, OH 44035-9326 |
| Document Number | 0000861991 |
| Map Reference | VOL 107 PG 50 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022-0861991 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 254 OAK TREE LN, ELYRIA, OH 44035-9326 |
| Investor | Possibly a Property Investor |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 08, 2022 |
| Property Address | 254 OAK TREE LN, ELYRIA, OH 44035-9326 |
| Document Number | 0000861992 |
| Map Reference | VOL 107 PG 50 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022-0861992 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 254 OAK TREE LN, ELYRIA, OH 44035-9326 |
| Investor | Possibly a Property Investor |
| Document Number | 0000861993 |
|---|---|
| Date | Feb 08, 2022 |
| Instrument | 2022-0861993 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,243.00 | $68,860 (+0.01%) Land $14,000 Building $54,860 | $196,730 (-) Land $40,000 Building $156,730 |
| 2024 | $3,243.00 (-4.7%) | $68,856 (+10.24%) Land $14,000 Building $54,856 | $196,730 (+10.24%) Land $40,000 Building $156,730 |
| 2023 | $3,403.00 (-2.07%) | $62,458 (%) Land $6,143 Building $56,315 | $178,450 (-) Land $17,550 Building $160,900 |
| 2022 | $3,475.00 | $62,460 Land $6,140 Building $56,320 | |
| 2021 | $178,450 Land $17,550 Building $160,900 |
254 Oak Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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