254 Nottingham Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 254 Nottingham Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,826 sqft · built 1975
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,000 (Aug 2022)
Tax Bill	$12,115 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-05503-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`48-05503-0000-00023`
Alternative APN	`480550300023`

Interior

Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	254 NOTTINGHAM RD
City	RAMSEY
State	NJ
Zip	07446-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.198AC
Legal Subdivision	RAMSEY COUNTRY CLUB ESTATES SE
Legal Block	5503
Legal Lot Number	23
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1009
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	254 NOTTINGHAM RD, RAMSEY, NJ 07446-2663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Sep 6, 1996 · Amount on Record
Deed Document Number	202285571
Deed Book / Page	4789 / 1503
Record Updated	Sep 20, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 29, 2022
Property Address	254 NOTTINGHAM RD, RAMSEY, NJ 07446-2663
Document Number	0047891503
Book / Page	4789 / 1503
Instrument Date	Jul 14, 2022
Instrument	2022085571
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	ALTOR ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,736.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 NOTTINGHAM RD, 254, RAMSEY, NJ 07446-2663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 NOTTINGHAM RD, RAMSEY, NJ 07446-2663

Mortgage

Document Number	2022085572
Date	Aug 29, 2022
Instrument	2022085572

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	254 NOTTINGHAM RD, RAMSEY, NJ 07446-2663
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042420384
Date	Jun 29, 2021
Book Page	4242/384
Instrument	2021104287

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,700 (+9.74%) Land $394,700 Building $251,000	$645,700 (+9.74%) Land $394,700 Building $251,000
2025	$12,115.00 (-7.83%)	$588,400 (+26.32%) Land $339,700 Building $248,700	$588,400 (+26.32%) Land $339,700 Building $248,700
2024	$13,144.00 (+7.59%)
2023		$465,800 Land $274,800 Building $191,000	$465,800 Land $274,800 Building $191,000
2022	$12,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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