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254 Nautical Way, Elgin, IL 60123 Property Records

Kane County property record for 254 Nautical Way, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,330 sqft · built 1993
Owner2 Individual Names on File
Last Sale$188,000 (Mar 2021)
Tax Bill$5,088 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-21-126-045

Property Details

APN / Parcel Number

Primary APN06-21-126-045

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,330 sqft Living Area
Gross Area1,995 sqft
Basement Area665 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address254 NAUTICAL WAY
CityELGIN
StateIL
Zip60123-5881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDMERE COVE CONDOS LOT 7 UNIT A
Legal SubdivisionWINDMERE COVE CONDOS
Legal Block2
Legal Lot Number7
Legal UnitA
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2016
Census Tract851908

Owner

254 Nautical Way is owned and occupied by two individuals who bought it in March 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address254 NAUTICAL WAY, ELGIN, IL 60123-5881
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2021 · Amount on File
Deed SaleMar 24, 2021 · Amount on File
Prior SaleApr 20, 2010 · Amount on File
Deed Document Number202123176
Prior Transfer DateSep 15, 2016
Prior Transfer Doc0000052123
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 24, 2021
Property Address254 NAUTICAL WAY, ELGIN, IL 60123-5881
Document Number0000023176
Map ReferenceDOC 93K38042
Instrument DateMar 12, 2021
Instrument2021K023176
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$188.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 NAUTICAL WAY, ELGIN, IL 60123-5881

Mortgage

Document Number0000023177
DateMar 24, 2021
Instrument2021K023177
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 254 Nautical Way was $5,088 with a homeowner's exemption, up 4.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,088.00 (+4.56%) Homeowner's exemption$74,704 (+8.57%) Land $18,599 Building $56,105$224,202 (+8.57%) Land $55,819 Building $168,382
2024$4,866.00$68,807 Land $17,131 Building $51,676$206,504 Land $51,414 Building $155,090
2022$4,394.00 (+4.82%) Homeowner's exemption$56,681 (+6.96%) Land $14,112 Building $42,569$170,043 (+6.96%) Land $42,336 Building $127,707
2021$4,192.00 Homeowner's exemption$52,993 Land $13,194 Building $39,799$158,979 Land $39,582 Building $119,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 254 Nautical Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 254 Nautical Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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