254 N Main St, Cloverdale, IN 46120 Property Records

Putnam County property record for 254 N Main St, Cloverdale, IN 46120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,900 (Sep 2022)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67-15-06-201-001.000-003`

Property Details

APN / Parcel Number

Primary APN	`67-15-06-201-001.000-003`
Alternative APNs	`02250471000` `00000024580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	1,350 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000024580
Street Address	254 N MAIN ST
City	CLOVERDALE
State	IN
Zip	46120-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	EAST PT LOT 4
Legal Subdivision	EASTERN DIVISION
Legal Lot Number	4
Jurisdiction	PUTNAM IN
Township / Civil Division	CLOVERDALE
Census Block Group	4
Census Block	4016
Census Tract	956500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cloverdale Historic District listed 2018 · 86 contributing resources · NRIS 100002496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	254 N MAIN ST, CLOVERDALE, IN 46120-9008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	20225344
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Sep 26, 2022
Property Address	254 N MAIN ST, CLOVERDALE, IN 46120-9008
Document Number	0000005344
Map Reference	PB1 PG114
Instrument Date	Sep 23, 2022
Instrument	2022005344
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 N MAIN ST, CLOVERDALE, IN 46120-9008

Mortgage

Document Number	0000005345
Date	Sep 26, 2022
Instrument	2022005345

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Cloverdale Township
Municipality	Cloverdale Town
Unified School District	Cloverdale Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+7.62%) Homeowner's exemption	$176,800 (+26.47%) Land $12,300 Building $164,500	$176,800 (+26.47%) Land $12,300 Building $164,500
2024	$1,103.00 (+54.27%)
2023		$139,800 (+36.12%) Land $12,300 Building $127,500	$139,800 (+36.12%) Land $12,300 Building $127,500
2022	$715.00	$102,700 Land $12,300 Building $90,400	$102,700 Land $12,300 Building $90,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOVERDALE WATER WORKS serves 2,225 people · EPA ID IN5267003
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Endeavor Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20