254 N Jackson St, Elgin, IL 60123 Property Records

Kane County property record for 254 N Jackson St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,076 sqft · built 1991
Lot Size	0.103 acres (4,468 sqft)
Owner	Individual Name on Record
Tax Bill	$4,199 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-176-054`

Property Details

APN / Parcel Number

Primary APN	`06-14-176-054`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,076 sqft Living Area
Gross Area	1,639 sqft
Basement Area	563 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,468 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	254 N JACKSON ST
City	ELGIN
State	IL
Zip	60123-5472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT WEST ELGIN SOUTHERLY 33.85 OF LOT 6 BLOCK 40
Legal Subdivision	W C KIMBALLS
Legal Block	40
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	254 N JACKSON ST, ELGIN, IL 60123-5472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2009
Deed Sale	Sep 16, 2009
Prior Sale	Mar 21, 2003 · Amount on Record
Deed Document Number	200970092
Last Transfer Date	Apr 24, 2017
Transfer Doc	0000021931
Record Updated	Oct 29, 2026

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 2, 2017
Property Address	254 N JACKSON ST, ELGIN, IL 60123-5472
Document Number	0000021931
Map Reference	DOC2010K016981
Instrument Date	Apr 24, 2017
Instrument	2017K021931
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 N JACKSON ST, 254, ELGIN, IL 60123-5472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 N JACKSON ST, ELGIN, IL 60123-5472

Mortgage

Document Number	0000021932
Date	May 2, 2017
Instrument	2017K021932

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,199.00 (+15.74%) Homeowner's exemption	$63,052 (+8.57%) Land $8,931 Building $54,121	$189,232 (+8.57%) Land $26,804 Building $162,428
2024		$58,075 (+21.39%) Land $8,226 Building $49,849	$174,295 (+21.44%) Land $24,688 Building $149,607
2022	$3,628.00 (+5.01%) Homeowner's exemption	$47,841 (+6.96%) Land $6,777 Building $41,064	$143,523 (+6.96%) Land $20,331 Building $123,192
2021	$3,455.00 Homeowner's exemption	$44,728 Land $6,336 Building $38,392	$134,184 Land $19,008 Building $115,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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