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254 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 254 N Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,256 sqft · built 1900
Lot Size0.192 acres (8,381 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jul 2019)
Tax Bill$8,030 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-151-015

Property Details

APN / Parcel Number

Primary APN06-14-151-015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,256 sqft Living Area
Gross Area3,118 sqft
Basement Area862 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleVictorian
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area8,381 sqft (0.192 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address254 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-5211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE E LINKFIELDS ADDN NORTH 57.75 FT LOT 6 BLOCK 3
Legal SubdivisionGEORGE E LINKFIELDS ADDN
Legal Block3
Legal Lot Number6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3022
Census Tract851102

Owner

Source: Kane County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address254 N COMMONWEALTH AVE, ELGIN, IL 60123-5211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2019 · Amount on File
Deed SaleJul 23, 2019 · Amount on File
Prior SaleFeb 20, 2014 · Amount on File
Deed Document Number201931954
Prior Transfer DateJun 15, 2000
Prior Transfer Doc0000049743
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 23, 2019
Property Address254 N COMMONWEALTH AVE, ELGIN, IL 60123-5211
Document Number0000031954
Instrument DateJul 8, 2019
Instrument2019K031954
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 N COMMONWEALTH AVE, ELGIN, IL 60123-5211

Mortgage

Document Number0000031955
DateJul 23, 2019
Instrument2019K031955
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,030.00 (+15.86%) Homeowner's exemption$113,263 (+8.57%) Land $22,036 Building $91,227$339,925 (+8.57%) Land $66,134 Building $273,791
2024$104,323 (+21.39%) Land $20,297 Building $84,026$313,094 (+21.44%) Land $60,915 Building $252,179
2022$6,931.00 (+4.51%) Homeowner's exemption$85,938 (+6.96%) Land $16,720 Building $69,218$257,814 (+6.96%) Land $50,160 Building $207,654
2021$6,632.00 Homeowner's exemption$80,346 Land $15,632 Building $64,714$241,038 Land $46,896 Building $194,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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