254 Mountain Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 254 Mountain Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,176 sqft · built 2024
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$965,000 (May 2024)
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:096 B:048-A`

Property Details

APN / Parcel Number

Primary APN	`M:096 B:048-A`
Alternative APNs	`YORK M:0096 B:0048-A` `009594` `9594`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,176 sqft
Attic	Attic
Attic Area	1,548 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,631 sqft (2.93 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9594
Street Address	254 MOUNTAIN RD
City	CAPE NEDDICK
State	ME
Zip	03902-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G2
Legal Block	48-A
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	2
Census Block	2014
Census Tract	36002

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 DUNSTABLE RD, WESTFORD, MA 01886-1056
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · ARM CAMDEN NATIONAL BANK
Jul 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Jun 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20242024015461
Deed Book / Page	19443 / 157
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	254 MOUNTAIN RD, CAPE NEDDICK, ME 03902
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193510788
Date	Nov 27, 2023
Book Page	19351/788
Instrument	2023037456

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Dec 1, 2030
Index	Other
Margin	3

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jul 17, 2023
Property Address	254 MOUNTAIN RD, CAPE NEDDICK, ME 03902
Document Number	0192730866
Book / Page	19273 / 866
Instrument Date	Jul 13, 2023
Instrument	2023020093
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 247, SOUTH BERWICK, ME 03908-0247

Mortgage

Document Number	2023020094
Date	Jul 17, 2023
Instrument	2023020094

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Aug 1, 2028
Max Rate At Change	3.5%
Index	Other

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jun 24, 2022
Property Address	254 MOUNTAIN RD, CAPE NEDDICK, ME 03902
Document Number	0190560846
Book / Page	19056 / 846
Instrument Date	Jun 23, 2022
Instrument	2022027058
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BAYBERRY LN, CAPE NEDDICK, ME 03902-7316

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,003.00 (+54.8%)	$727,600 (+57.59%) Land $158,200 Building $569,400
2024	$3,878.00 (+300.62%)	$461,700 (+302.88%) Land $158,200 Building $303,500
2023	$968.00 (-21.43%)	$114,600 (-20.47%) Land $107,100 Building $7,500	$861,935
2022	$1,232.00	$144,100 Land $136,600 Building $7,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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