Worcester County and Lancaster Town property record for 254 Mill St, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1900 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Aug 2019) |
| Tax Bill | $7,107 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage May 2019 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | LANC M:042.0 B:0000 L:0020.0 |
| Primary APN | LANC M:042.0 B:0000 L:0020.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 357 sqft |
| Unfinished Basement | 357 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 165,528 sqft (3.8 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 254 MILL ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 20.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 254 MILL ST, LANCASTER, MA 01523-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU |
| May 14, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Deed Document Number | 201983557 |
| Deed Book / Page | 60909 / 30 |
| Prior Transfer Date | May 13, 2019 |
| Prior Transfer Doc | 60402-54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Aug 20, 2019 |
| Property Address | 254 MILL ST, LANCASTER, MA 01523-2046 |
| Document Number | 60909-30 |
| Book / Page | 060909 / 000030 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 83557 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,459.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 254 MILL ST LANCASTER MA 015232046, LANCASTER, MA 01523-2046 |
| Document Number | 60909-34 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 060909/000034 |
| Instrument | 83558 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 19, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | May 14, 2019 |
| Property Address | 254 MILL ST, LANCASTER, MA 01523-2046 |
| Document Number | 60402-54 |
| Book / Page | 060402 / 000054 |
| Instrument Date | May 13, 2019 |
| Instrument | 43085 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 254 MILL ST LANCASTER MA 015232046, LANCASTER, MA 01523-2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | May 31, 2017 |
| Property Address | 254 MILL ST, LANCASTER, MA 01523-2046 |
| Document Number | 57197-154 |
| Book / Page | 057197 / 000154 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 55834 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 254 MILL ST LANCASTER MA 015232046, LANCASTER, MA 01523-2046 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,107.00 (+5.55%) | $439,800 (+12.28%) Land $140,800 Building $299,000 | $495,235 (+9.68%) |
| 2024 | $451,535 | ||
| 2023 | $6,733.00 | $391,700 Land $120,800 Building $270,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 27 (1978–2010) |
| Claims Outside the SFHA | 4 of 27 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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