254 Memory Ln, Cherry Log, GA 30522 Property Records

Fannin County property record for 254 Memory Ln, Cherry Log, GA 30522

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,619 sqft · built 1996
Lot Size	2.97 acres (129,373 sqft)
Owner	Individual Name on Record
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064 02604`

Property Details

APN / Parcel Number

Primary APN	`0064 02604`
Alternative APN	`15605`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,619 sqft Heated Area
1st Floor Area	1,164 sqft
Attic Area	291 sqft
Basement Area	1,164 sqft
Finished Basement	1,164 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	129,373 sqft (2.97 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	550 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	862 sqft
Deck Area	190 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15605
Old Parcel Number	006402604
Street Address	254 MEMORY LN
City	CHERRY LOG
State	GA
Zip	30522-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	9-2 LL270 TR1,2 DB221-427 2.97 ACS
Legal Subdivision	W CALLIHAN V 2-399A
Legal Tract	1
Legal Lot Number	1-2
Jurisdiction	FANNIN GA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2016
Census Tract	50400

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	254 MEMORY LN, CHERRY LOG, GA 30522-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 1997
Deed Sale	Feb 18, 1997
Deed Document Number	0000261514
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	254 MEMORY LN, CHERRY LOG, GA 30522-2113
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001259/693
Date	Jul 16, 2018
Book Page	1259/693
Instrument	2295280007

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2043

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	254 MEMORY LN, CHERRY LOG, GA 30522-2113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1238/293
Date	Jan 19, 2018
Book Page	1238/293
Instrument	2246180020

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,001.00 (-34.75%) Homeowner's exemption	$134,026 (+23.95%) Land $9,504 Building $124,522	$335,066 (+23.95%) Land $23,760 Building $311,306
2023		$108,127 Land $9,504 Building $98,623	$270,317 Land $23,760 Building $246,557
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE WATER SYSTEM serves 6,112 people · EPA ID GA1110000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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