York County and Biddeford City property record for 254 Main St, Biddeford, ME 04005
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3 ba · 12,293 sqft · built 1940 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $180,000 (Jul 2019) |
| Tax Bill | $37,106 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:38 L:125 |
| Primary APN | BIDD M:38 L:125 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 12,293 sqft Total Area |
| Gross Area | 18,979 sqft |
| 1st Floor Area | 4,841 sqft |
| Basement Area | 4,277 sqft |
| Unfinished Basement | 3,701 sqft |
| Elevator | Elevator |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 254 MAIN ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-2400 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | MSRD1 |
| Legal Lot Number | 125 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 25206 |
Source: York County and Biddeford City records, as of May 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 558, WESTBROOK, ME 04098-0558 |
| Owner Type | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Prior Sale | Nov 7, 2013 |
| Deed Document Number | 20192019029406 |
| Deed Book / Page | 18004 / 491 |
| Transfer Doc | 16728-0734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 254 MAIN ST, BIDDEFORD, ME 04005-2400 |
| Document Number | 0177230311 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 110 EXCHANGE ST #2ND PORTLAND ME 041015003, 2ND, PORTLAND, ME 04101-5003 |
| Document Number | 0177230311 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 017723/000311 |
| Instrument | 19676 |
| Name | BIDDEFORD SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | BIDDEFORD, ME 04005 |
| Amount | Amount Recorded |
|---|
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $37,106.00 (+6.89%) | $2,483,700 (+1.74%) Land $168,000 Building $2,315,700 |
| 2024 | $34,715.00 (+8.38%) | $2,441,300 (-) Land $168,000 Building $2,273,300 |
| 2023 | $32,030.00 (-14.04%) | $2,441,300 (+7.52%) Land $168,000 Building $2,273,300 |
| 2022 | $37,261.00 | $2,270,600 Land $129,200 Building $2,141,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Great Works Internet, Premium Choice Broadband.
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