Harrison County property record for 254 Locust St, Lumberport, WV 26386
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,826 sqft · built 1921 |
| Lot Size | 0.164 acres (7,166 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1802-0035.0000 |
| Primary APN | 09-1802-0035.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,826 sqft Living Area |
| 1st Floor Area | 2,276 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,166 sqft (0.164 acres) |
| Lot Dimensions | 198 ft deep x 40 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 254 LOCUST ST |
|---|---|
| City | LUMBERPORT |
| State | WV |
| Zip | 26386-7503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT 103 W LUMBERPORT IMP & LAND CO |
| Legal Subdivision | WEST LUMBERPORT LAND & DEV CO ADDN |
| Legal Lot Number | 103 |
| Jurisdiction | HARRISON WV |
| Township / Civil Division | NORTHERN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30802 |
254 Locust St, a single family home, is owned by two individuals.
Source: Harrison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 613, LUMBERPORT, WV 26386-0613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Property Address | 254 LOCUST ST, LUMBERPORT, WV 26386-7503 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 254 LOCUST ST, LUMBERPORT, WV 26386-7503 |
| Document Number | 01542/1149 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 1542/1149 |
| Instrument | 202500025598 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | SHINNSTON, WV 26431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON WV |
| Property Address | 254 LOCUST ST, LUMBERPORT, WV 26386-7503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001402/517 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 1402/517 |
| Instrument | 201900014182 |
| Name | POTOMAC MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $68,040 (+1.34%) Land $4,560 Building $63,480 | $113,400 (+1.34%) Land $7,600 Building $105,800 |
| 2025 | $67,140 Land $4,560 Building $62,580 | $111,900 Land $7,600 Building $104,300 |
| 2023 | $57,600 Land $4,560 Building $53,040 | $96,000 Land $7,600 Building $88,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 254 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 254 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LUMBERPORT serves 1,519 people · EPA ID WV3301714 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity resolved · May 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2025 Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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