254 Horvath Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 254 Horvath Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,128 sqft · built 2005
Lot Size	0.937 acres (40,816 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Jan 2005)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Feb 2023 Transfer May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454100228098000`

Property Details

APN / Parcel Number

Primary APN	`454100228098000`
Alternative APNs	`15771` `59417`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,128 sqft Heated Area
Gross Area	4,072 sqft
1st Floor Area	816 sqft
Upper Floors Area	312 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	40,816 sqft (0.937 acres)
Lot Dimensions	376 ft deep x 113 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	320 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	59417
Street Address	254 HORVATH RD
City	MURPHY
State	NC
Zip	28906-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SUNNY POINT OAKS 1137/565
Legal Subdivision	POINT OAKS SUBDIVISION
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1017
Census Tract	930606

Owner

Source: Cherokee County records · APN 454100228098000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	254 HORVATH RD, MURPHY, NC 28906-4707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2023	Intrafamily Transfer, Transfer
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2005 · Amount on Record
Deed Sale	Jan 20, 2005 · Amount on Record
Deed Document Number	200542204
Deed Book / Page	1137 / 565
Last Transfer Date	Jan 25, 2023
Transfer Doc	0001729/36
Record Updated	Jun 08, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Feb 08, 2023
Property Address	254 HORVATH RD, MURPHY, NC 28906-4707
Document Number	0001729/36
Book / Page	1729 / 36
Instrument Date	Jan 25, 2023
Instrument	544
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 HORVATH RD, MURPHY, NC 28906-4707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	254 HORVATH RD, MURPHY, NC 28906-4707

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	254 HORVATH RD, MURPHY, NC 28906-4707
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1644/1048
Date	May 27, 2020
Book Page	1644/1048
Instrument	2600

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,687.00	$228,910 (-)	$228,910 (-) Land $9,500 Building $219,410
2023		$228,910	$228,910 Land $9,500 Building $219,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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