254 Elmon Rd, Ernul, NC 28527 Property Records

Craven County property record for 254 Elmon Rd, Ernul, NC 28527

Property Summary

Property Type	Farm - Crops
Details	3 bd · 2 ba · 1,404 sqft · built 2002
Lot Size	19.4 acres (847,024 sqft)
Owner	Individual Name on Record
Tax Bill	$143 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-028-167`

Property Details

APN / Parcel Number

Primary APN	`1-028-167`
Alternative APNs	`113943` `110169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,404 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	847,024 sqft (19.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	110169
Street Address	254 ELMON RD
City	ERNUL
State	NC
Zip	28527-2400
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Crops
Legal Description	IPOCK LD
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1040
Census Tract	960202

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 ELMON RD, ERNUL, NC 28527-2400
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2022
Transfer Doc	003743/452
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	254 ELMON RD, ERNUL, NC 28527-2400
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003700/666
Date	Nov 17, 2021
Book Page	3700/666
Instrument	10087068

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Oct 4, 2022
Property Address	254 ELMON RD, ERNUL, NC 28527-2400
Document Number	003743/452
Book / Page	3743 / 452
Map Reference	MB 1004 PG 620
Instrument Date	Sep 24, 2022
Instrument	10103984
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 ELMON RD, ERNUL, NC 28527-2400

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$143.00	$61,760 (-) Land $61,760	$61,760 (-) Land $61,760
2025	$143.00 (-50.17%)	$61,760 (-) Land $61,760	$61,760 (-) Land $61,760
2023	$287.00	$61,760 Land $61,760	$61,760 Land $61,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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