254 E Tuso Ranch Rd, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 254 E Tuso Ranch Rd, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,236 sqft · built 2021
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Last Sale	$817,000 (Sep 2021)
Tax Bill	$13,875 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-470-110-000`

Property Details

APN / Parcel Number

Primary APN	`262-470-110-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	254 E TUSO RANCH RD
City	TRACY
State	CA
Zip	95391-8285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 5,
Legal Subdivision	MOUNTAIN HOUSE NBRHD B UN
Legal Block	3
Legal Lot Number	35
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	254 E TUSO RANCH RD, TRACY, CA 95391-8285
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 30, 2021	Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	2021164482
Last Transfer Date	Feb 20, 2025
Transfer Doc	0000014073
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	254 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285

Mortgage

Document Number	0000002295
Date	Jan 6, 2022
Instrument	2022-002295

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 30, 2021
Property Address	254 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285
Document Number	0000164482
Map Reference	MB 43 PG 124
Instrument Date	Sep 2, 2021
Instrument	2021-164482
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	254 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8285

Mortgage

Document Number	0000164483
Date	Sep 30, 2021
Instrument	2021-164483

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000164484
Date	Sep 30, 2021
Instrument	2021-164484

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,875.00 (+4.55%)
2025	$13,271.00 (+4.58%)	$866,799 (+4.04%) Land $265,302 Building $601,497
2023	$12,690.00 (+1.46%) Homeowner's exemption	$833,141 Land $255,000 Building $578,141	$927,990
2022	$12,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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