254 E Mount Island Dr, Mobile, AL 36606 Property Records

Mobile County property record for 254 E Mount Island Dr, Mobile, AL 36606

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,254 sqft · built 1991
Owner	Individual Name on Record
Last Sale	$153,000 (Oct 2025)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Oct 2025 Sale Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022908203000034`

Property Details

APN / Parcel Number

Primary APN	`R022908203000034`
Alternative APNs	`29 08 20 3 000 034.XXX` `00863033` `863033`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,254 sqft Living Area
1st Floor Area	3,254 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Garage Type	Carport
Carport	Carport
Carport Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	545 sqft
Deck Area	644 sqft
Patio Area	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	863033
Old Parcel Number	R022908203000034
Street Address	254 E MOUNT ISLAND DR
City	MOBILE
State	AL
Zip	36606-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 MOUNT ISLAND SUB MBK 5 P 186 #SEC 20 T4S R1W #MP29 08 20 3 000
Legal Range	01W
Legal Township	04S
Legal Section	20
Legal Subdivision	MOUNT ISLAND SUB
Legal Lot Number	19
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3017
Census Tract	2501

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	254 E MOUNT ISLAND DR, MOBILE, AL 36606-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer DELTA S TITLE INC, DELTA SOUTH TITLE INC
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Oct 13, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	2025058996
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 1, 2025
Property Address	254 E MOUNT ISLAND DR, MOBILE, AL 36606-1843
Document Number	0000058996
Map Reference	MB 5 PG 186-188
Instrument Date	Sep 23, 2025
Instrument	2025058996
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	DELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4641 MONTROSE BLVD, HOUSTON, TX 77006-6124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 E MOUNT ISLAND DR, MOBILE, AL 36606-1843

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	254 E MOUNT ISLAND DR, MOBILE, AL 36606-1843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005133
Date	Jan 27, 2020
Instrument	2020005133

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 13, 2017
Property Address	254 E MOUNT ISLAND DR, MOBILE, AL 36606-1843
Document Number	0000058560
Book / Page	7565 / 0601
Map Reference	MB 5 PG 186-188
Instrument Date	Sep 18, 2017
Instrument	2017058560
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 HERON LAKES CIR, 1208, MOBILE, AL 36693-4368

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	254 E MOUNT ISLAND DR, MOBILE, AL 36606-1843

Mortgage

Document Number	0000058561
Date	Oct 13, 2017
Instrument	2017058561

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (+5.17%) Homeowner's exemption	$30,680 (+5%) Land $3,000 Building $27,680	$306,800 (+5%) Land $30,000 Building $276,800
2024	$1,799.00 (-12.54%) Homeowner's exemption	$29,220 (-12.23%) Land $3,000 Building $26,220	$292,200 (-12.23%) Land $30,000 Building $262,200
2023	$2,057.00 Homeowner's exemption	$33,290 Land $3,600 Building $29,690	$332,900 Land $36,000 Building $296,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	99 (1978–2021)
Claims Outside the SFHA	85 of 99
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 2 claims Hurricane Elena, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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