Berrien County property record for 254 E Center St, Coloma, MI 49038
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,584 sqft · built 1900 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Nov 2025) |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-0029-0007-01-9 |
| Primary APN | 60-0029-0007-01-9 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 108 ft deep x 175 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 254 E CENTER ST |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG ON S LN CENTER ST 10' W OF NW COR LOT 9 BAKER'S ADD TO COLOMA TH W 191.03' TH S19DEG48'E 83' TH N80DEG12'E 141.86' TH S23DEG E 84.40' TO SW COR SD LOT 9 TH NWLY TO POB ALSO BEG 165.00 S00DET45'00E & 296.36' N89DEG58'37"W OF NE COR SEC 29 T3S R17W |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 29 |
| Legal Subdivision | BAKERS ADD |
| Legal Lot Number | 9 |
| Legal Unit | 9,9 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | COLOMA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10201 |
254 E Center St is owned and occupied by two individuals who bought it in November 2025.
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4055 PINEWOOD DR, BENTON HARBOR, MI 49022-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 3, 2020 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on File |
| Deed Sale | Nov 14, 2025 · Amount on File |
| Prior Sale | Aug 31, 2023 · Amount on File |
| Deed Document Number | 2025446198 |
| Deed Book / Page | 3464 / 2777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 254 E CENTER ST, COLOMA, MI 49038-9758 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 03266/3143 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 3266/3143 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Feb 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 14, 2025 |
| Property Address | 254 E CENTER ST, COLOMA, MI 49038-9758 |
| Document Number | 03464/2777 |
| Book / Page | 3464 / 2777 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2025446198 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 254 E CENTER ST, COLOMA, MI 49038-9758 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4055 PINEWOOD DR, BENTON HARBOR, MI 49022-9430 |
| Document Number | 0034642780 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 3464/2780 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 31, 2023 |
| Property Address | 254 E CENTER ST, COLOMA, MI 49038-9758 |
| Document Number | 003411/600 |
| Book / Page | 3411 / 600 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023388061 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 254 E CENTER ST, COLOMA, MI 49038-9758 |
| Document Number | 2023388062 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023388062 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 254 E Center St was $2,790 with a homeowner's exemption, up 2.7% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Coloma City |
| Unified School District | Coloma Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,100 (-0.36%) | $166,200 (-0.36%) | |
| 2025 | $2,790.00 (+2.69%) Homeowner's exemption | $83,400 | $166,800 |
| 2024 | $2,717.00 | ||
| 2023 | $60,100 (+12.55%) | $120,200 (+12.55%) | |
| 2022 | $2,023.00 (+3.06%) | $53,400 | $106,800 |
| 2021 | $1,963.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 254 E Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 254 E Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLOMA serves 1,555 people · EPA ID MI0001530 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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