254 Creek Rd, Erwin, TN 37650 Property Records

Washington County property record for 254 Creek Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,038 sqft · built 1956
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Tax Bill	$657 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`097-079.00`

Property Details

APN / Parcel Number

Primary APN	`097-079.00`
Alternative APNs	`0609709707900000` `090097 07900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	294 ft deep x 188 ft wide
Terrain	Mountain
Garage Type	Carport
Garage Area	825 sqft
Carport	Carport
Carport Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Open/Unfinished Porch
Porch Area	285 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	254 CREEK RD
City	ERWIN
State	TN
Zip	37650-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	188.32 X 293.51 IRR (.88 AC)
Jurisdiction	WASHINGTON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3007
Census Tract	61800

Owner

254 Creek Rd is owned by an individual who acquired it in November 2015.

Source: Washington County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	256 CREEK RD, ERWIN, TN 37650-3010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Construction Mortgage TRUPOINT BANK
Nov 21, 2018	Deed of Trust, Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 20, 2015
Transfer Doc	0008892744
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Recording Date	Jul 6, 2026
Property Address	254 CREEK RD, ERWIN, TN 37650-3010
Document Number	0000011404
Book / Page	1236 / 1070
Instrument Date	Jul 3, 2026
Instrument	202611404
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 CREEK RD, ERWIN, TN 37650-3010
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011404,
Date	Jul 6, 2026
Book Page	1236/1070
Instrument	202611404

Lender

Name	TRUPOINT BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 3, 2027

Interest

Rate	6.48%
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	254 CREEK RD, ERWIN, TN 37650-3010
Document Number	9721685
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 CREEK RD ERWIN TN 376503010, ERWIN, TN 37650-3010

Mortgage

Document Number	9721685
Date	Nov 27, 2018
Book Page	000972/001685
Instrument	18906

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 254 Creek Rd was $657, down 0.2% from the year before.

Source: Washington County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$657.00 (-0.15%)	$38,450 Land $4,325 Building $34,125	$153,800 (-) Land $17,300 Building $136,500
2024	$658.00		$153,800 Land $17,300 Building $136,500
2022	$303.00	$14,075 Land $3,725 Building $10,350	$56,300 Land $14,900 Building $41,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 254 Creek Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 254 Creek Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONESBOROUGH WATER DEPT serves 33,069 people · EPA ID TN0000338
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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