Bergen County and Cresskill Borough property record for 254 Concord St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,680 sqft · built 2016 |
| Lot Size | 0.214 acres (9,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,725,000 (Jan 2026) |
| Tax Bill | $21,369 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00014-0000-00062 |
| Primary APN | 08-00014-0000-00062 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,680 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 9,300 sqft (0.214 acres) |
| Lot Dimensions | 155 ft deep x 60 ft wide |
| Account Number | 028400 |
|---|---|
| Street Address | 254 CONCORD ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 60X155 3.3LT |
| Legal Subdivision | MADISON MANOR/CRESSKILL |
| Legal Block | 14 |
| Legal Lot Number | 62 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 254 CONCORD ST, CRESSKILL, NJ 07626-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 9, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jan 27, 2026 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on Record |
| Deed Sale | Jan 27, 2026 · Amount on Record |
| Prior Sale | Jul 30, 2015 · Amount on Record |
| Deed Document Number | 20265461 |
| Deed Book / Page | 5710 / 423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 254 CONCORD ST, CRESSKILL, NJ 07626-1318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 254 CONCORD ST, CRESSKILL, NJ 07626-1318 |
| Document Number | 0055020176 |
|---|---|
| Date | May 9, 2025 |
| Book Page | 5502/176 |
| Instrument | 2025033478 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 27, 2026 |
| Property Address | 254 CONCORD ST, CRESSKILL, NJ 07626-1318 |
| Document Number | 0057100423 |
| Book / Page | 5710 / 423 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2026005461 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | LAND QUEST TITLE LLC, LANDQUEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,597.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 RYERSON PL, CLOSTER, NJ 07624-2506 |
| Name | Verified Name |
|---|---|
| Address | 254 CONCORD ST, CRESSKILL, NJ 07626-1318 |
| Document Number | 2026005462 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026005462 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,055,200 (+12.04%) Land $468,400 Building $586,800 | $1,055,200 (+12.04%) Land $468,400 Building $586,800 | |
| 2025 | $21,369.00 (+5.28%) | $941,800 (+10.5%) Land $391,700 Building $550,100 | $941,800 (+10.5%) Land $391,700 Building $550,100 |
| 2024 | $20,297.00 (+4.26%) | ||
| 2023 | $852,300 Land $333,500 Building $518,800 | $852,300 Land $333,500 Building $518,800 | |
| 2022 | $19,467.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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