254 Collins Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 254 Collins Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,772 sqft · built 1954
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Apr 2026)
Tax Bill	$523 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3070485544`

Property Details

APN / Parcel Number

Primary APN	`3070485544`
Alternative APN	`3850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Basement Area	1,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	640 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3850
Street Address	254 COLLINS RD
City	SPARTA
State	NC
Zip	28675-8784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	2011 COMBO - 11-067C MGF IS UNHEATED STORAGE
Legal Subdivision	SURVEY FOR MIKE BUSIC
Legal Tract	2
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	4
Census Block	4010
Census Tract	950200

Owner

Source: Alleghany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2253 GLADE VALLEY RD, SPARTA, NC 28675-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Trustee's Deed, Transfer NONE LISTED ON DOCUMENT
Apr 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Aug 3, 2018	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Deed Document Number	20263350
Deed Book / Page	455 / 355
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	339/1315
Record Updated	Sep 20, 2026

April 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Apr 22, 2026
Property Address	254 COLLINS RD, SPARTA, NC 28675-8784
Document Number	000455/355
Book / Page	455 / 355
Instrument Date	Apr 10, 2026
Instrument	2026.3350
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$24,038.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2253 GLADE VALLEY RD, SPARTA, NC 28675-9520

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	254 COLLINS RD, SPARTA, NC 28675-8784
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 COLLINS RD, SPARTA, NC 28675-8784

Mortgage

Document Number	000417/645
Date	Apr 12, 2021
Book Page	417/645
Instrument	989

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.04%
Change Frequency	Annually
Index	1-Year LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	254 COLLINS RD, SPARTA, NC 28675-8784
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000394/0000000058
Date	Aug 3, 2018
Book Page	0000000394/0000000058
Instrument	000000001443

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Municipality	Sparta Town
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,100 (-7.12%) Land $31,700 Building $84,400	$116,100 (-7.12%) Land $31,700 Building $84,400
2025	$523.00 Senior Citizen's exemption	$125,000 (-) Land $40,600 Building $84,400
2023		$125,000 Land $40,600 Building $84,400	$125,000 (-) Land $40,600 Building $84,400
2021			$125,000 Land $40,600 Building $84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010
Water Source	Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.05 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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