Otsego County and Maryland Town property record for 254 Co Hwy 34, Schenevus, NY 12155
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,028 sqft · built 1891 |
| Lot Size | 3.78 acres (164,657 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,300 (Feb 2006) |
| Tax Bill | $3,503 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363600 230.00-1-54.00 |
| Primary APN | 363600 230.00-1-54.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| 2nd Floor Area | 1,014 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 164,657 sqft (3.78 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 516 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 058300 |
|---|---|
| Street Address | 254 COUNTY HIGHWAY 34 |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 003 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 54.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MARYLAND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 590701 |
254 Co Hwy 34 is owned and occupied by two individuals who bought it in February 2006.
Source: Otsego County and Maryland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 254 COUNTY HIGHWAY 34, SCHENEVUS, NY 12155-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2006 · Amount on File |
| Deed Sale | Feb 28, 2006 · Amount on File |
| Prior Sale | May 20, 2003 · Amount on File |
| Deed Book / Page | 1091 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 254 COUNTY HIGHWAY 34, SCHENEVUS, NY 12155-2202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000299 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022-4299 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 254 COUNTY HIGHWAY 34, SCHENEVUS, NY 12155-2202 |
| Document Number | 0000003877 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 254 COUNTY HIGHWAY 34 SCHENEVUS NY 121552202, SCHENEVUS, NY 12155-2202 |
| Document Number | 0000003877 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 3877 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 13, 2035 |
The 2026 property tax bill for 254 Co Hwy 34 was $3,503, up 1.1% from the year before.
Source: Otsego County and Maryland Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Maryland Town |
| Unified School District | Schenevus Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,503.00 (+1.1%) | ||
| 2025 | $3,465.00 | $113,300 Land $15,800 Building $97,500 | $159,870 Land $22,294 Building $137,576 |
| 2023 | $113,300 Land $15,800 Building $97,500 | $134,881 Land $18,810 Building $116,071 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 254 Co Hwy 34 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 254 Co Hwy 34 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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