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254 Bear Cliff Cir, Nebo, NC 28761 Property Records

McDowell County property record for 254 Bear Cliff Cir, Nebo, NC 28761

Property Summary

Property TypeOther
Details3,445 sqft · built 2024
Lot Size2.71 acres (118,048 sqft)
OwnerIndividual Name on File
Last Sale$69,000 (Jul 2022)
Tax Bill$3,910 (2025)
Deeds & MortgagesApr 2025 Mortgage
Feb 2024 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN1724-00-44-3134

Property Details

APN / Parcel Number

Primary APN1724-00-44-3134
Alternative APNs
  • 56372
  • 78083

Interior

Stories1 Story
Building Area3,445 sqft Total Area
Office273 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area118,048 sqft (2.71 acres)
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number78083
Street Address254 BEAR CLIFF CIR
CityNEBO
StateNC
Zip28761-0446
Property CategoryOther
Property TypeOther > Miscellaneous
Legal Description2.71 AC LT 66 BEAR CLIFF PB11/4
Legal SubdivisionBEAR CLIFF II SUB PH 1
Legal Lot Number66
JurisdictionMCDOWELL NC
Township / Civil DivisionNEBO
Census Block Group2
Census Block2034
Census Tract970102

Owner

Source: McDowell County records · APN 1724-00-44-3134

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address757 BIG BEAR LN, CHESAPEAKE, VA 23323-1470
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2025Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Feb 05, 2024Deed of Trust, Mortgage · Construction Mortgage
MOVEMENT BANK
Jul 11, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Prior SaleMar 26, 2013
Deed Document Number0001405762
Deed Book / Page1405 / 762
Record UpdatedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address254 BEAR CLIFF CIR, NEBO, NC 28761-0446
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 BEAR CLIFF CIR, NEBO, NC 28761-0446

Mortgage

Document Number0014980902
DateApr 23, 2025
Book Page1498/902
Instrument2025001877
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address254 BEAR CLIFF CIR, NEBO, NC 28761-0446
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1490 QUARTERPATH RD 339, 339, WILLIAMSBURG, VA 23185-6544

Mortgage

Document Number0014590035
DateFeb 05, 2024
Book Page1459/35
Instrument2024000566
Lender
NameMOVEMENT BANK
TypeBank
AddressDANVILLE, VA 24540
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJul 11, 2022
Property Address254 BEAR CLIFF CIR, NEBO, NC 28761-0446
Document Number0014050762
Book / Page1405 / 762
Map ReferenceMB 11 PG 4
Instrument DateJul 11, 2022
Instrument2022004124
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Tax$138.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2166, MARION, NC 28752-2166

Transferred To (Grantee/Buyer)

NameVerified Name
Address757 BIG BEAR LN, CHESAPEAKE, VA 23323-1470

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,910.00 (+647.61%)$560,210 (+646.95%) Land $75,000 Building $485,210
2023$523.00 (+23.35%)$75,000 (+25%) Land $75,000$560,210 (+833.68%) Land $75,000 Building $485,210
2022$424.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2020–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 17 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Skyrunner
Fixed Wireless		25 / 10

May also be available: Frontier, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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