254 84th St, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 254 84th St, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	2,080 sqft · built 2019
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$1,755,000 (Jan 2020)
Tax Bill	$9,304 (2024)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`10-00083-03-00097-0000-C0002`

Property Details

APN / Parcel Number

Primary APN	`10-00083-03-00097-0000-C0002`

Interior

Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Location & Zoning

Street Address	254 84TH ST
City	STONE HARBOR
State	NJ
Zip	08247-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	ADDITIONAL LOTS: L99,101
Legal Block	83.3
Legal Lot Number	97
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1032
Census Tract	20901

Owner

254 84th St is owned by two individuals who bought it in January 2020.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	152 SHORE LINE DR, HONEY BROOK, PA 19344-9706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Deed Document Number	202020000395
Deed Book / Page	3895 / 228
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Recording Date	May 8, 2026
Property Address	254 84TH ST, STONE HARBOR, NJ 08247-1721
Document Number	0000096429
Book / Page	6908 / 466
Instrument Date	May 4, 2026
Instrument	202696429
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096429,
Date	May 8, 2026
Book Page	6908/466
Instrument	202696429

Lender

Name	CITADEL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,243,900 (-) Land $928,200 Building $315,700	$1,243,900 (-) Land $928,200 Building $315,700
2025		$1,243,900 Land $928,200 Building $315,700	$1,243,900 Land $928,200 Building $315,700
2024	$9,304.00
2023		$1,243,900 Land $928,200 Building $315,700	$1,243,900 Land $928,200 Building $315,700
2022	$8,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 254 84th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 254 84th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20