254 5th Ave W, Cresco, IA 52136 Property Records

Howard County property record for 254 5th Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,604 sqft · built 1887
Lot Size	0.227 acres (9,888 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Jun 2022)
Tax Bill	$1,898 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320031012010000`

Property Details

APN / Parcel Number

Primary APN	`320031012010000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	254 5TH AVE W
City	CRESCO
State	IA
Zip	52136-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 25' LOT 12 & ALL LOT 13 BLK 10 BEADLE & STRONG ADDN
Legal Subdivision	BEADLE STRONG ADDN
Legal Block	10
Legal Lot Number	12
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3043
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	201 FAIRWAY DR, CLEAR LAKE, IA 50428-1036
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STORY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	2022925
Deed Book / Page	2022 / 925
Last Transfer Date	Sep 28, 2023
Transfer Doc	0000001429
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	254 5TH AVE W, CRESCO, IA 52136-1354
Transaction Type	Mortgage
Record Updated	Mar 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/659
Date	Apr 5, 2021
Book Page	2021/659
Instrument	2021 0659

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jun 13, 2022
Property Address	254 5TH AVE W, CRESCO, IA 52136-1354
Document Number	002022/925
Book / Page	2022 / 925
Instrument Date	Jun 10, 2022
Instrument	2022 0925
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2717 NW HERITAGE AVE, ANKENY, IA 50023-4637

Mortgage

Document Number	0020220926
Date	Jun 13, 2022
Instrument	2022 0926

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,898.00	$111,930 (-) Land $9,200 Building $102,730	$111,930 (-) Land $9,200 Building $102,730
2025	$1,898.00 (+4.98%)	$111,930 (+13.97%) Land $9,200 Building $102,730	$111,930 (+13.97%) Land $9,200 Building $102,730
2024	$1,808.00 (+13.14%)
2023		$98,210 (+31.72%) Land $9,200 Building $89,010	$98,210 (+31.72%) Land $9,200 Building $89,010
2022	$1,598.00	$74,560 Land $9,200 Building $65,360
2021			$74,560 Land $9,200 Building $65,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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