254 2nd Ave, Saint Libory, NE 68872 Property Records

Howard County property record for 254 2nd Ave, Saint Libory, NE 68872

Property Summary

Property Type	Rural Home
Details	5 bd · 5 ba · 4,408 sqft · built 2023
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Mar 2021)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`470874969`

Property Details

APN / Parcel Number

Primary APN	`470874969`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	4,408 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Attached
Garage Area	1,208 sqft
Parking Spaces	4 Parking Spaces
Deck Area	234 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	254 2ND AVE
City	SAINT LIBORY
State	NE
Zip	68872-2829
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICULTURAL
Legal Description	(SL TWP)(#224-1) TRACT IN S1/2 S1/2 SW1/4 26-13-9 (20 ACRES)
Jurisdiction	HOWARD NE
Township / Civil Division	ST. LIBORY
Census Block Group	2
Census Block	2063
Census Tract	970500

Owner

Source: Howard County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	254 2ND AVE, SAINT LIBORY, NE 68872-2829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE BANK SSB
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE BANK
Mar 2, 2021	Warranty Deed, Transfer ADVANTAGEONE TITLE, ADVANTAGE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	2021-00244
Deed Book / Page	21 / 1001
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Recording Date	May 11, 2026
Property Address	254 2ND AVE, SAINT LIBORY, NE 68872-2829
Document Number	0000000503
Book / Page	2026 / 2191
Instrument Date	May 5, 2026
Instrument	2026503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 2ND AVE, SAINT LIBORY, NE 68872-2829

Mortgage

Document Number	0000000503,
Date	May 11, 2026
Book Page	2026/2191
Instrument	2026503

Lender

Name	THE EQUITABLE BANK SSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	254 2ND AVE, SAINT LIBORY, NE 68872-2829
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 2ND AVE, SAINT LIBORY, NE 68872-2829

Mortgage

Document Number	000026/834
Date	Feb 25, 2026
Book Page	26/834
Instrument	2026-202

Lender

Name	EQUITABLE BANK
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	2
Max Rate	11.7%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD NE
Recording Date	Mar 2, 2021
Property Address	254 2ND AVE, SAINT LIBORY, NE 68872-2829
Document Number	00021/1001
Book / Page	21 / 1001
Instrument Date	Jan 28, 2021
Instrument	2021-00244
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	Northwest Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (+201.92%)	$459,305 (+417.62%) Land $140,900 Building $318,405	$459,305 (+288.31%) Land $140,900 Building $318,405
2023	$731.00	$88,734 Land $47,478 Building $41,256	$118,282 Land $63,288 Building $54,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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