25397 E Lenox Cir, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25397 E Lenox Cir, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 2021
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,580 (Mar 2021)
Tax Bill	$5,371 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`412308229004`

Property Details

APN / Parcel Number

Primary APN	`412308229004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	25397 E LENOX CIR
City	PUNTA GORDA
State	FL
Zip	33950-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF10
Legal Description	WATERFORD ESTATES SEC2B BLK0000 LT531 E4481/612 4503/680 4728/2099
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Block	1
Legal Lot Number	531
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1071
Census Tract	10302

Owner

Source: Charlotte County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25397 E LENOX CIR, PUNTA GORDA, FL 33950-1341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARC HOME LLC
Nov 8, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20212918162
Deed Book / Page	4728 / 2099
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 18, 2021
Property Address	25397 E LENOX CIR, PUNTA GORDA, FL 33950-1341
Document Number	0047282099
Book / Page	4728 / 2099
Map Reference	MB 22 PG 17-A-17-F
Instrument Date	Mar 16, 2021
Instrument	2918162
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25397 E LENOX CIR, PUNTA GORDA, FL 33950-1341

Mortgage

Document Number	0047282100
Date	Mar 18, 2021
Instrument	4728/2100

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 8, 2019
Property Address	25397 E LENOX CIR, PUNTA GORDA, FL 33950-1341
Document Number	0045030680
Book / Page	004503 / 000680
Instrument Date	Nov 6, 2019
Instrument	2759071
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35,966.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,371.00 (+6.06%) Homeowner's exemption	$266,697 (+5.99%)	$307,979 (-9.16%) Land $42,500 Building $265,479
2023	$5,064.00 (+2.76%) Homeowner's exemption	$251,632 (+3%)	$339,026 (+38.77%) Land $47,000 Building $292,026
2022	$4,928.00 Homeowner's exemption	$244,303 Land $22,950 Building $221,353	$244,303 Land $22,950 Building $221,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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