2539 Traut Ter, Dubuque, IA 52001 Property Records

Dubuque County property record for 2539 Traut Ter, Dubuque, IA 52001

Property Summary

Property Type	Triplex
Details	5 bd · 4 ba · 2,464 sqft · built 1895
Lot Size	0.133 acres (5,800 sqft)
Owner	Company Name on Record
Last Sale	$87,000 (Nov 2020)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-377-011`

Property Details

APN / Parcel Number

Primary APN	`10-13-377-011`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,464 sqft Total Area
1st Floor Area	868 sqft
Basement Area	651 sqft
Unfinished Basement	651 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Triplex
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,800 sqft (0.133 acres)
Porch	Slab
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2539 TRAUT TER
City	DUBUQUE
State	IA
Zip	52001-3374
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CI
Legal Description	LOT 7, LOT 2-6 & LOT 2-9 DUNN'S SUB
Legal Range	02E
Legal Township	89N
Legal Section	13
Legal Subdivision	DUNNS SUBDIVISION
Legal Lot Number	2-9
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2000
Census Tract	1104

Owner

Source: Dubuque County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	908 FARRELL CT, DUBUQUE, IA 52001-3196
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit COLLINS LOAN SERVICES CUSO LLC
Nov 2, 2020	Warranty Deed, Transfer · Line of Credit PREMIER BANK
Nov 27, 2019	Deed of Trust, Mortgage COLLINS LOAN SVCS CUSO LLC
Nov 30, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	202017247
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2539 TRAUT TER, DUBUQUE, IA 52001-3374
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 FARRELL CT, DUBUQUE, IA 52001-3196

Mortgage

Document Number	0000002664
Date	Mar 18, 2026
Instrument	2026-00002664

Lender

Name	UMB BANK NA
Type	Bank
Address	700 LOCUST ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	57 Months
Due	Dec 22, 2030

Interest

Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2539 TRAUT TER, DUBUQUE, IA 52001-3374
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001970
Date	Mar 12, 2024
Instrument	202400001970

Lender

Name	COLLINS LOAN SERVICES CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 2, 2020
Property Address	2539 TRAUT TER, DUBUQUE, IA 52001-3374
Document Number	0000017247
Instrument Date	Nov 2, 2020
Instrument	2020-00017247
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 FARRELL CT, DUBUQUE, IA 52001-3196

Mortgage

Document Number	0000017248
Date	Nov 2, 2020
Instrument	2020-00017248

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2539 TRAUT TER, DUBUQUE, IA 52001-3374
Document Number	0000001119
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001119
Date	Jan 27, 2020
Instrument	1119

Lender

Name	COLLINS LOAN SVCS CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761-4004

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 30, 2017
Property Address	2539 TRAUT TER, DUBUQUE, IA 52001-3374
Document Number	0000014861
Instrument Date	Nov 30, 2017
Instrument	14861
Transaction Type	Transfer
Record Updated	Feb 19, 2018

Transaction

Amount	Amount Recorded
Tax	$11,374.93
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR DUBUQUE IA 520023861, DUBUQUE, IA 52002-3861
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00	$129,000 (+21.35%) Land $34,800 Building $94,200	$129,000 (+21.35%) Land $34,800 Building $94,200
2024	$1,528.00 (+1.06%)
2023		$106,300 (+21.28%) Land $20,900 Building $85,400	$106,300 (+21.28%) Land $20,900 Building $85,400
2022	$1,512.00	$87,650 Land $20,880 Building $66,770
2021			$87,650 Land $20,880 Building $66,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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