2539 E 23rd St, Des Moines, IA 50317 Property Records

Polk County property record for 2539 E 23rd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1959
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Apr 2026)
Tax Bill	$2,816 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`060/08715-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/08715-000-000`
Alternative APN	`792330377003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,550 sqft (0.196 acres)
Lot Dimensions	150 ft deep x 57 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2539 E 23RD ST
City	DES MOINES
State	IA
Zip	50317-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 23 F LOT 92 & S 34 F LOT 93 WILLOUGHBY PLACE
Legal Subdivision	WILLOUGHBY PLACE
Legal Lot Number	92,93
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4007
Census Tract	202

Owner

2539 E 23rd St is owned and occupied by two individuals who bought it in April 2026.

Source: Polk County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2539 E 23RD ST, DES MOINES, IA 50317-6229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Deed Document Number	202621380
Deed Book / Page	20485 / 804
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	0000182582
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2539 E 23RD ST, DES MOINES, IA 50317-6229
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 E 23RD ST, DES MOINES, IA 50317-6229

Mortgage

Document Number	0000015306
Date	Apr 4, 2023
Book Page	19436/293
Instrument	2023-00015306

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	269 Months
Due	Sep 1, 2045

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 16, 2026
Property Address	2539 E 23RD ST, DES MOINES, IA 50317-6229
Document Number	0000021380
Book / Page	20485 / 804
Instrument Date	Apr 2, 2026
Instrument	2026.21380
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,775.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2539 E 23RD ST, DES MOINES, IA 50317-6229

Mortgage

Document Number	0000021381,
Date	Apr 16, 2026
Book Page	20485/806
Instrument	2026.21381

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,600 Land $28,200 Building $133,400	$161,600 Land $28,200 Building $133,400
2024	$2,816.00
2023		$143,100 Land $24,600 Building $118,500	$143,100 Land $24,600 Building $118,500
2020	$2,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2539 E 23rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1983–2018)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 14 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2539 E 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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