25380 Dundee Rd, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25380 Dundee Rd, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,234 sqft · built 1996
Lot Size	1.25 acres (54,760 sqft)
Owner	Individual Name on Record
Tax Bill	$337 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-23-05-403-004`

Property Details

APN / Parcel Number

Primary APN	`41-23-05-403-004`
Alternative APNs	`0071882-001000-2` `10004700857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	54,760 sqft (1.25 acres)
Garage Area	240 sqft
Porch	Open Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004700857
Old Parcel Number	00718820010002
Street Address	25380 DUNDEE RD
City	PUNTA GORDA
State	FL
Zip	33950-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF10
Legal Description	ZZZ 054123 P93-1 5-41-23 P-93-1 1.25A M/L E/LY 100FT OF LT 1 ALSO DESC ASBEG NE COR LT 1 TH SW/LY ALG N LT LI
Legal Range	23E
Legal Township	41S
Legal Section	05
Legal Subdivision	ACREAGE
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1008
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25380 DUNDEE RD, PUNTA GORDA, FL 33950-4610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN EQUITY MORTGAGE INC
Aug 24, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 1999
Deed Sale	Apr 21, 1999
Prior Sale	Jun 10, 1996
Deed Document Number	0169600997
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25380 DUNDEE RD, PUNTA GORDA, FL 33950-4610
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042361246
Date	Sep 13, 2017
Book Page	4236/1246
Instrument	2551369

Lender

Name	AMERICAN EQUITY MORTGAGE INC
Type	Subprime Lender
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25380 DUNDEE RD, PUNTA GORDA, FL 33950-4610
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25380 DUNDEE RD, PUNTA GORDA, FL 33950-4610

Mortgage

Document Number	0048272143
Date	Aug 24, 2021
Book Page	4827/2143
Instrument	2988529

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$337.00 (-73.59%) Homeowner's exemption Widower's exemption	$74,978 (+5.99%)	$299,695 (+13.08%) Land $150,000 Building $149,695
2023	$1,276.00 (+4.33%) Homeowner's exemption	$70,743 (+3%)	$265,023 (+44.48%) Land $120,000 Building $145,023
2022	$1,223.00 Homeowner's exemption	$68,683	$183,427 Land $51,000 Building $132,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ripple Fiber, T-Mobile.

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