Harford County property record for 2538 Sinsko Ln, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,910 sqft · built 1984 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,000 (Feb 1995) |
| Tax Bill | $4,717 (2026) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-061798 |
| Primary APN | 01-061798 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,910 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 81,022 sqft (1.86 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 64 sqft |
| Patio Area | 775 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 061798 |
|---|---|
| Street Address | 2538 SINSKO LN |
| City | JOPPA |
| State | MD |
| Zip | 21085-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 1.86 AC 2538 SINSKO LANE LD J MC GRAIN PT 50/24 |
| Legal Subdivision | MCGRAIN JOSEPH P |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 301201 |
2538 Sinsko Ln is owned and occupied by two individuals who acquired it in October 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2538 SINSKO LN, JOPPA, MD 21085-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 1995 · Amount on File |
| Deed Sale | Feb 15, 1995 · Amount on File |
| Deed Book / Page | 2224 / 380 |
| Last Transfer Date | Oct 15, 2021 |
| Transfer Doc | 1515000268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 2, 2021 |
| Property Address | 2538 SINSKO LN, JOPPA, MD 21085-2218 |
| Document Number | 0151520268 |
| Book / Page | 15152 / 268 |
| Map Reference | MB 50 PG 24 |
| Instrument Date | Oct 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2538 SINSKO LN, JOPPA, MD 21085-2218 |
The 2026 property tax bill for 2538 Sinsko Ln was $4,717 with a homeowner's exemption, up 17.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,717.00 (+17.11%) Homeowner's exemption | $427,300 Land $108,600 Building $318,700 | $427,300 Land $108,600 Building $318,700 |
| 2025 | $4,028.00 Homeowner's exemption | ||
| 2023 | $345,800 Land $108,600 Building $237,200 | $345,800 Land $108,600 Building $237,200 | |
| 2022 | $3,736.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2538 Sinsko Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2538 Sinsko Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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