2538 SE Harrison St, Stuart, FL 34997 Property Records

Martin County property record for 2538 SE Harrison St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,196 sqft · built 1959
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Apr 2022)
Tax Bill	$3,910 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-005-000-0307.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-005-000-0307.0-9-0000`
Alternative APNs	`52-38-41-005-000-03070-9` `41958`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,301 sqft
1st Floor Area	1,196 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41958
Street Address	2538 SE HARRISON ST
City	STUART
State	FL
Zip	34997-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL GARDENS PLAT 1 LOT 307
Legal Subdivision	CORAL GARDENS
Legal Block	3
Legal Lot Number	307
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3020
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2538 SE HARRISON ST, STUART, FL 34997-5730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	20222955647
Deed Book / Page	3308 / 333
Prior Transfer Date	Oct 23, 2007
Prior Transfer Doc	0022861931
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 21, 2022
Property Address	2538 SE HARRISON ST, STUART, FL 34997-5730
Document Number	0033080333
Book / Page	3308 / 333
Map Reference	MB 3 PG 21
Instrument Date	Apr 14, 2022
Instrument	2955647
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5669 SW LONGSPUR LN, 5669, PALM CITY, FL 34990-8838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 SE HARRISON ST, STUART, FL 34997-5730

Mortgage

Document Number	0003308335
Date	Apr 21, 2022
Instrument	3308/335

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,910.00 (-2.93%) Homeowner's exemption	$260,550 (+3.54%) Land $135,000 Building $125,550	$260,550 (+3.54%) Land $135,000 Building $125,550
2024	$4,028.00 (+2.29%)
2023	$3,938.00 (+19.08%) Additional exemption filed	$251,650 (+58.98%) Land $130,000 Building $121,650	$251,650 (+24.53%) Land $130,000 Building $121,650
2022	$3,307.00	$158,293	$202,080 Land $115,000 Building $87,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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