2538 River Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 2538 River Rd, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 10,793 sqft · built 1936
Lot Size	2.2 acres (95,910 sqft)
Owner	2 Individual Names on File
Last Sale	$1,417,000 (Feb 1999)
Tax Bill	$79,981 (2025)
Flood Zone	Zone X (minimal risk)
APN	`081364-0000`

Property Details

APN / Parcel Number

Primary APN	`081364-0000`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	10,793 sqft Living Area
Gross Area	12,904 sqft
1st Floor Area	5,347 sqft
Upper Floors Area	5,446 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	95,910 sqft
Lot Dimensions	360 ft deep x 285 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	994 sqft
Porch	Finished/Open Porch
Porch Area	648 sqft
Deck Area	Deck Area
Patio Area	234 sqft
Shed	1 Shed
Shed Area	196 sqft
Boat Access	Boat Access
Boat House	2,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2538 RIVER RD
City	JACKSONVILLE
State	FL
Zip	32207-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	14-75 25-2S-26E 2.20 R/P BLK 100 BETTER HOMES COS FIRST ADDN SAN MARCO LOTS 13(EX NLY 15),14
Legal Range	26E
Legal Township	02S
Legal Section	47
Legal Subdivision	BETTER HOMES CO S 1ST ADD
Legal Block	100
Legal Lot Number	13
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1032
Census Tract	700

Owner

2538 River Rd is owned and occupied by two individuals who acquired it in December 2002.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2538 RIVER RD, JACKSONVILLE, FL 32207-4019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 1999 · Amount on File
Deed Sale	Feb 3, 1999 · Amount on File
Prior Sale	Jul 6, 1998 · Amount on File
Deed Document Number	199926871
Deed Book / Page	9193 / 1414
Last Transfer Date	Dec 24, 2002
Transfer Doc	0000368579
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2538 River Rd was $79,981 with a homeowner's exemption, up 2.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,648,659 (+2.7%)	$5,553,137 (-0.32%) Land $3,942,539 Building $1,610,598
2025	$79,981.00 (+2.42%) Homeowner's exemption	$4,526,445	$5,571,051 Land $3,847,500 Building $1,723,551
2024	$78,093.00 (+2.5%)
2023	$76,190.00 (+8.62%) Homeowner's exemption	$4,270,756 (+3%)	$5,316,683 (+1.5%) Land $3,655,125 Building $1,661,558
2022	$70,141.00 Homeowner's exemption	$4,146,366	$5,238,226 Land $3,655,125 Building $1,583,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2538 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 4 condo units
Nearby Flood Claims	71 (1979–2024)
Claims Outside the SFHA	48 of 71
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Tropical Storm Fay, Aug 2008 · 6 claims Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2538 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20