San Diego County property record for 2538 Mesa Dr, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,164 sqft · built 1956 |
| Lot Size | 0.181 acres (7,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $810,000 (Oct 2022) |
| Tax Bill | $9,456 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-122-12-00 |
| Primary APN | 146-122-12-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 7,900 sqft (0.181 acres) |
| Lot Dimensions | 74 ft deep x 104 ft wide |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2538 MESA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 6 TR 003324 |
| Legal Subdivision | LOTUS ESTATES |
| Legal Tract | 003324 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18510 |
Source: San Diego County records · APN 146-122-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2538 MESA DR, OCEANSIDE, CA 92054-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 13, 2018 | Grant Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG |
| Sep 05, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2022 · Amount on Record |
| Deed Sale | Oct 11, 2022 · Amount on Record |
| Prior Sale | Feb 13, 2018 · Amount on Record |
| Deed Document Number | 2022395036 |
| Prior Transfer Date | Dec 17, 2009 |
| Prior Transfer Doc | 0000717134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 11, 2022 |
| Property Address | 2538 MESA DR, OCEANSIDE, CA 92054-3713 |
| Document Number | 0000395036 |
| Map Reference | MAP 3324 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022-0395036 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2538 MESA DR, OCEANSIDE, CA 92054-3713 |
| Document Number | 0000395037 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022-0395037 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2538 MESA DR, OCEANSIDE, CA 92054-3713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000602747 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017-0602747 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2538 MESA DR, OCEANSIDE, CA 92054-3713 |
| Document Number | 0000487393 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2538 MESA DR OCEANSIDE CA 920543713, OCEANSIDE, CA 92054-3713 |
| Document Number | 0000487393 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 487393 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 13, 2018 |
| Property Address | 2538 MESA DR, OCEANSIDE, CA 92054-3713 |
| Document Number | 0000057337 |
| Instrument Date | Feb 05, 2018 |
| Instrument | 57337 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $566.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2538 MESA DR OCEANSIDE CA 920543713, OCEANSIDE, CA 92054-3713 |
| Document Number | 57338 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 57338 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 05, 2017 |
| Property Address | 2538 MESA DR, OCEANSIDE, CA 92054-3713 |
| Document Number | 0000404803 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 404803 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4241 JUTLAND DR #205 SAN DIEGO CA 921173659, 205, SAN DIEGO, CA 92117-3659 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $859,576 (+2%) Land $491,192 Building $368,384 | |
| 2025 | $9,456.00 (+5.18%) | $842,722 (+4.04%) Land $481,561 Building $361,161 |
| 2023 | $8,990.00 (+45.75%) | $810,000 Land $462,862 Building $347,138 |
| 2022 | $6,168.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 8 (1978–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system 090605121, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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