St. Louis County property record for 2538 Lismore Rd, Duluth, MN 55804
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 1.5 ba · 1,196 sqft · built 1978 |
| Lot Size | 19.2 acres (838,094 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,016 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-0010-00330 |
| Primary APN | 415-0010-00330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Gross Area |
| 1st Floor Area | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 838,094 sqft (19.2 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Storage Building | 160 sqft |
| Utility Building | 1,440 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 895688 |
|---|---|
| Street Address | 2538 LISMORE RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-9679 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | MUNS |
| Legal Description | W 1/2 OF NE 1/4 OF NE 1/4 EX PART FOR RD SERIAL # |
| Legal Range | 13W |
| Legal Township | 51N |
| Legal Section | 02 |
| Legal Subdivision | LAKEWOOD TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | LAKEWOOD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10500 |
2538 Lismore Rd, an agricultural property, is owner-occupied and held in a trust since January 2010.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2538 LISMORE RD, DULUTH, MN 55804-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 21, 2010 |
| Transfer Doc | 0001128230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2538 LISMORE RD, DULUTH, MN 55804-9679 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001423091 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 1423091 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2538 Lismore Rd was $2,016 with a homeowner's exemption, up 8.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Lakewood Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,016.00 (+8.27%) Homeowner's exemption | ||
| 2025 | $1,862.00 (-2%) Homeowner's exemption | $312,200 (+8.29%) Land $133,500 Building $178,700 | $312,200 (+8.29%) Land $133,500 Building $178,700 |
| 2024 | $1,900.00 | $288,300 Land $122,900 Building $165,400 | $288,300 Land $122,900 Building $165,400 |
| 2022 | $281,300 Land $117,200 Building $164,100 | $281,300 Land $117,200 Building $164,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2538 Lismore Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2538 Lismore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
5G and 4G LTE (outdoors only)
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