2538 Harmony Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2538 Harmony Path, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,291 sqft · built 1925
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Tax Bill$2,560 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-0009-0023-11-8

Property Details

APN / Parcel Number

Primary APN12-0009-0023-11-8
Alternative APN
  • 11-12-0009-0023-11-8

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,291 sqft Living Area
1st Floor Area1,851 sqft
Basement Area1,267 sqft
Unfinished Basement1,267 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions117 ft deep x 100 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2538 HARMONY PATH
CitySAINT JOSEPH
StateMI
Zip49085-9248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal DescriptionCOM.1134.3'N.& 215'W.OF SE COR.OF SEC.9,T5S,R19W.TH.W.100'TH.N.116.5' TH.E.100'TH.S.116.5'TO POB.
Legal Range19W
Legal Township05S
Legal Section09
JurisdictionBERRIEN MI
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1001
Census Tract1500

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2538 HARMONY PATH, SAINT JOSEPH, MI 49085-9248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2538 HARMONY PATH, SAINT JOSEPH, MI 49085-9248
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03271/3322
DateApr 17, 2020
Book Page3271/3322
Lender
NameEDGEWATER BANK
TypeBank
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionLincoln Charter Township
Unified School DistrictLakeshore School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,500 (+49.1%)$331,000 (+49.1%)
2025$2,560.00 (+14.54%)
2023$111,000$222,000
2022$2,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims21 (1983–2019)
Claims Outside the SFHA19 of 21
Most Recent ClaimOct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Harmony Path

Nearby Streets

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