2538 Garland Ave, Springfield, OH 45503 Property Records

Clark County property record for 2538 Garland Ave, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,389 sqft · built 1954
Lot Size	0.229 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2020)
Tax Bill	$2,120 (2024)
Deeds & Mortgages	May 2018 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-309-039`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-309-039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	10,001 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	350 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	260 sqft
Deck Area	375 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2538 GARLAND AVE
City	SPRINGFIELD
State	OH
Zip	45503-2368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ORCHARD SUBD ALL; 95
Legal Subdivision	HOME ORCHARD SUBD
Legal Block	309
Legal Lot Number	95
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	2404

Owner

Source: Clark County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2538 GARLAND AVE, SPRINGFIELD, OH 45503-2368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Jul 13, 2020	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Apr 13, 2018	Warranty Deed, Transfer · FHA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	2273
Deed Book / Page	2174 / 4219
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2538 GARLAND AVE, SPRINGFIELD, OH 45503-2368
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006286
Date	May 11, 2018
Book Page	2143/5032
Instrument	201800006286

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jul 13, 2020
Property Address	2538 GARLAND AVE, SPRINGFIELD, OH 45503-2368
Document Number	0000009734
Book / Page	2174 / 4219
Map Reference	VOL 10 PG 11
Instrument Date	Jul 2, 2020
Instrument	202000009734
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1125 N BIRD RD, SPRINGFIELD, OH 45503-5521

Mortgage

Document Number	0000009735
Date	Jul 13, 2020
Instrument	202000009735

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Apr 13, 2018
Property Address	2538 GARLAND AVE, SPRINGFIELD, OH 45503-2368
Document Number	0000004727
Book / Page	2142 / 4009
Map Reference	VOL 10 PG 11
Instrument Date	Apr 9, 2018
Instrument	201800004727
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 GARLAND AVE, SPRINGFIELD, OH 45503-2368

Mortgage

Document Number	0000004728
Date	Apr 13, 2018
Instrument	201800004728

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,430 (+38.69%) Land $11,620 Building $47,810	$169,800 (+38.7%) Land $33,200 Building $136,600
2024	$2,120.00 (+0.24%)
2023		$42,850 Land $10,630 Building $32,220
2022	$2,115.00		$122,420 Land $30,360 Building $92,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

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