2538 Fresh Waters Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2538 Fresh Waters Ct, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,733 sqft · built 2000
Lot Size	0.138 acres (6,009 sqft)
Owner	2 Company Names on File
Last Sale	$629,000 (Feb 2018)
Tax Bill	$9,115 (2025)
Deeds & Mortgages	Jan 2024 Transfer Nov 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`580-231-28-00`

Property Details

APN / Parcel Number

Primary APN	`580-231-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,733 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,009 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2538 FRESH WATERS CT
City	SPRING VALLEY
State	CA
Zip	91978-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 56 TR 013863
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013863
Legal Block	3
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

2538 Fresh Waters Ct is owned by a company that acquired it in January 2024 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2538 FRE SI I WATERS CT, SPRING VALLEY, CA 91978
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 19, 2018	Quit Claim Deed, Transfer TICOR TITLE-SAN DIEGO
Nov 19, 2018	Intrafamily Transfer, Transfer · ARM PMAC LENDING SERVICES INC
Feb 21, 2018	Grant Deed, Transfer · Conventional Mortgage COASTAL ENDOCRINE MPPP/TR (CT)
Feb 21, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Prior Sale	Jan 5, 2001 · Amount on File
Deed Document Number	201868404
Last Transfer Date	Jan 16, 2024
Transfer Doc	0000017697
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2024
Property Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000017697
Map Reference	DOC 99-697437
Instrument Date	Jan 16, 2024
Instrument	2024-0017697
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2018
Property Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000481040
Instrument Date	Nov 13, 2018
Instrument	481040
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2538 FRESH WATERS CT SPRING VALLEY CA 919782009, SPRING VALLEY, CA 91978-2009

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2018
Property Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000481041
Map Reference	MAP 13863
Instrument Date	Nov 13, 2018
Instrument	2018-0481041
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009

Mortgage

Document Number	0000481042
Date	Nov 19, 2018
Instrument	2018-0481042

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2018
Property Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000068404
Instrument Date	Jan 29, 2018
Instrument	68404
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 FRESH WATERS CT SPRING VALLEY CA 919782009, SPRING VALLEY, CA 91978-2009

Mortgage

Document Number	68405
Date	Feb 21, 2018
Instrument	68405

Lender

Name	COASTAL ENDOCRINE MPPP/TR (CT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2017
Property Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000082403
Instrument Date	Feb 21, 2017
Instrument	82403
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2538 FRESH WATERS CT SPRING VALLEY CA 919782009, SPRING VALLEY, CA 91978-2009

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2017
Property Address	2538 FRESH WATERS CT, SPRING VALLEY, CA 91978-2009
Document Number	0000082404
Instrument Date	Feb 21, 2017
Instrument	82404
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2538 FRESH WATERS CT SPRING VALLEY CA 919782009, SPRING VALLEY, CA 91978-2009

Tax Assessment & Valuation

The 2025 property tax bill for 2538 Fresh Waters Ct was $9,115 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$730,001 (+2%) Land $243,047 Building $486,954
2025	$9,115.00 Homeowner's exemption	$715,688 Land $238,282 Building $477,406
2023	$8,540.00 (+1.46%) Homeowner's exemption	$687,899 Land $229,030 Building $458,869
2022	$8,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2538 Fresh Waters Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2538 Fresh Waters Ct is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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