Polk County property record for 2538 Earnest Rd, Lakeland, FL 33809
| Property Type | Vacant Land |
|---|---|
| Details | built 1970 |
| Lot Size | 4.53 acres (197,701 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Dec 1997) |
| Tax Bill | $692 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-27-000000-031020 |
| Primary APN | 23-26-27-000000-031020 |
|---|---|
| Alternative APNs |
|
| Lot Area | 197,701 sqft |
|---|
| Street Address | 2538 EARNEST RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-1201 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | RC |
| Legal Description | COMM NW COR OF SEC RUN E 726.25 FT TO ELY R/W US HWY 98 S 24 DEG 41 MIN 20 SEC E ALONG R/W 1294.79 FT N 78 DEG 38 MIN 40 SEC E 637.18 FT FOR POB CONT N 78 DEG 38 MIN 40 SEC E 292.79 FT S 24 DEG 41 MIN 20 SEC E 681.46 FT S 65 DEG 18 MIN 40 SEC W 284.7 |
| Legal Range | 23E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | PONDEROSA RANCHETTES |
| Legal Tract | 13 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 12306 |
2538 Earnest Rd, vacant land, is owned by two individuals who bought it in December 1997.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1410 COOPERS HAWK WAY, MIDDLEBURG, FL 32068-8790 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1997 · Amount on File |
| Deed Sale | Dec 1, 1997 · Amount on File |
| Deed Book / Page | 3936 / 2189 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2538 Earnest Rd was $692.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,555 (+1%) | $99,990 (-) Land $99,990 | |
| 2025 | $692.00 | $21,414 | $99,990 Land $99,990 |
| 2023 | $655.00 (+0.15%) | $96,001 (-) Land $96,001 | $96,001 (-) Land $96,001 |
| 2022 | $654.00 | $96,001 Land $96,001 | $96,001 Land $96,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2538 Earnest Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 19 (1995–2024) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2538 Earnest Rd is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWS - CYPRESS LAKES private · serves 4,065 people · EPA ID FL6535055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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