2538 E Sahuaro Dr, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2538 E Sahuaro Dr, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,117 sqft · built 1973
Lot Size	0.238 acres (10,397 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,650 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`166-30-195`

Property Details

APN / Parcel Number

Primary APN	`166-30-195`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,117 sqft Living Area
Gross Area	3,990 sqft
1st Floor Area	3,117 sqft

Exterior

Year Built	Built 1973
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	10,397 sqft (0.238 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2538 E SAHUARO DR
City	PHOENIX
State	AZ
Zip	85028-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SHEA HEIGHTS
Legal Range	03E
Legal Township	03N
Legal Section	23
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	SHEA HEIGHTS
Legal Lot Number	191
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3014
Census Tract	104802

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2538 E SAHUARO DR, PHOENIX, AZ 85028-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage SERVICE FIRST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 1977
Deed Sale	Jan 5, 1977
Deed Document Number	12021-0601
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2538 E SAHUARO DR, PHOENIX, AZ 85028-2538
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 E SAHUARO DR, PHOENIX, AZ 85028-2538

Mortgage

Document Number	0000765855
Date	Jul 14, 2021
Instrument	20210765855

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2538 E SAHUARO DR, PHOENIX, AZ 85028-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759529
Date	Sep 26, 2019
Instrument	20190759529

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2538 E SAHUARO DR, PHOENIX, AZ 85028-2538
Document Number	0000462518
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2538 E SAHUARO DR PHOENIX AZ 850282538, PHOENIX, AZ 85028-2538

Mortgage

Document Number	0000462518
Date	May 29, 2020
Instrument	462518

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2538 E SAHUARO DR, PHOENIX, AZ 85028-2538
Document Number	0000331927
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2538 E SAHUARO DR PHOENIX AZ 850282538, PHOENIX, AZ 85028-2538

Mortgage

Document Number	0000331927
Date	May 8, 2017
Instrument	331927

Lender

Name	SERVICE FIRST HM LOANS
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,370 (+7.35%)	$633,700 (+7.35%) Land $126,700 Building $507,000
2025	$2,650.00 (+5.03%)
2024		$59,030	$590,300 Land $118,000 Building $472,300
2023	$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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