Polk County property record for 2538 E 39th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1949 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jun 2024) |
| Tax Bill | $2,052 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060/04072-000-000 |
| Primary APN | 060/04072-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2538 E 39TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-5728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 357 FOUR MILE |
| Legal Subdivision | FOUR MILE |
| Legal Lot Number | 357 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 102 |
2538 E 39th St is owned and occupied by two individuals who bought it in June 2024.
Source: Polk County records, as of October 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2538 E 39TH ST, DES MOINES, IA 50317-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Nov 18, 2020 | Deed of Trust, Mortgage MIDWEST HERITAGE BK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Prior Sale | Jul 14, 2022 · Amount on File |
| Deed Document Number | 202430746 |
| Deed Book / Page | 19831 / 570 |
| Prior Transfer Date | Aug 22, 2014 |
| Prior Transfer Doc | 201500030649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 14, 2022 |
| Property Address | 2538 E 39TH ST, DES MOINES, IA 50317-5728 |
| Document Number | 0000057978 |
| Book / Page | 19193 / 740 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2022-00057978 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2538 E 39TH ST, DES MOINES, IA 50317-5728 |
| Document Number | 0000057979 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022-00057979 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0000057980 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 19193/752 |
| Instrument | 2022-00057980 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 5, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2538 E 39TH ST, DES MOINES, IA 50317-5728 |
| Document Number | 0000057829 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4407 SW 9TH ST DES MOINES IA 503153909, DES MOINES, IA 50315-3909 |
| Document Number | 0000057829 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 018202/000512 |
| Instrument | 57829 |
| Name | MIDWEST HERITAGE BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | 1025 BRADEN AVE, CHARITON, IA 50049-1714 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,200 Land $29,900 Building $88,300 | $118,200 Land $29,900 Building $88,300 | |
| 2024 | $2,052.00 | ||
| 2023 | $104,300 Land $26,000 Building $78,300 | $104,300 Land $26,000 Building $78,300 | |
| 2020 | $1,970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2538 E 39th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2538 E 39th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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