2538 Chipmunk Trl, Grayling, MI 49738 Property Records

Crawford County property record for 2538 Chipmunk Trl, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,148 sqft · built 1983
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,300 (Jun 2023)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Jun 2017 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-020-013-022-00`

Property Details

APN / Parcel Number

Primary APN	`030-020-013-022-00`

Interior

Full Baths	1 Bath
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Lot Area	217,800 sqft (5 acres)
Garage Area	1,968 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	2538 CHIPMUNK TRL
City	GRAYLING
State	MI
Zip	49738-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PARCEL J-BEING PART OF THE SW 1/4 OF NE 1/4 OF SEC20,T27N,R4W COMM AT E 1/4 CORN OF SD SEC TH S 89D 55M19S W ALG 1/4 LN 1321.
Legal Range	04W
Legal Township	27N
Legal Section	20
Jurisdiction	CRAWFORD MI
Township / Civil Division	FREDERIC
Census Block Group	2
Census Block	2037
Census Tract	960200

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2538 CHIPMUNK TRL, GRAYLING, MI 49738-8431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CREDIT UNION
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CREDIT UNION
Jun 22, 2023	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD BANK
Jun 22, 2023	Warranty Deed, Transfer LIGHTHOUSE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Deed Book / Page	794 / 538
Last Transfer Date	Jan 30, 2026
Transfer Doc	000838/180
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	2538 CHIPMUNK TRL, GRAYLING, MI 49738-8431
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000731/521
Date	Jun 13, 2017
Book Page	731/521
Instrument	R0065782

Lender

Name	ARBOR FINANCIAL CREDIT UNION
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	2538 CHIPMUNK TRL, GRAYLING, MI 49738-8431
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000731/305
Date	May 23, 2017
Book Page	731/305
Instrument	R0065566

Lender

Name	ARBOR FINANCIAL CREDIT UNION
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2037

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Jun 22, 2023
Property Address	2538 CHIPMUNK TRL, GRAYLING, MI 49738-8431
Document Number	000794/538
Book / Page	794 / 538
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 CHIPMUNK TRL, GRAYLING, MI 49738-8431

Mortgage

Document Number	0000000794/0000000223
Date	Jun 14, 2023
Book Page	0000000794/0000000223

Lender

Name	FIFTH THIRD BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Jun 22, 2023
Property Address	2538 CHIPMUNK TRL, GRAYLING, MI 49738-8431
Document Number	000794/538
Book / Page	794 / 538
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$23.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 CHIPMUNK TRL, GRAYLING, MI 49738-8431

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Frederic Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,200 (+20.83%) Land $139,200	$278,400 (+20.83%) Land $278,400
2025	$2,599.00 (+1.01%) Homeowner's exemption	$115,200 (+57.38%) Land $115,200	$230,400 (+57.38%) Land $230,400
2024	$2,573.00
2023		$73,200 Land $73,200	$146,400 Land $146,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 93% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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