2538 Carnegie Ave, Costa Mesa, CA 92626 Property Records

Orange County property record for 2538 Carnegie Ave, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 1956
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2017)
Tax Bill	$8,991 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141-373-02`

Property Details

APN / Parcel Number

Primary APN	`141-373-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	1,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,300 sqft (0.145 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2538 CARNEGIE AVE
City	COSTA MESA
State	CA
Zip	92626-6159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2727 BLK LOT 47
Legal Subdivision	TRACT NO 2727
Legal Tract	2727
Legal Lot Number	47
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1006
Census Tract	63905

Owner

2538 Carnegie Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2538 CARNEGIE AVE, COSTA MESA, CA 92626-6159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jun 30, 2017	Grant Deed, Transfer · FHA Mortgage BNB FINANCIAL INC
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit LINDA HARTMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Deed Document Number	2017272895
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0000465292
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2538 CARNEGIE AVE, COSTA MESA, CA 92626-6159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106306
Date	Apr 3, 2019
Instrument	2019000106306

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2538 CARNEGIE AVE, COSTA MESA, CA 92626-6159
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035563
Date	Jan 28, 2020
Instrument	2020000035563

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 30, 2017
Property Address	2538 CARNEGIE AVE, COSTA MESA, CA 92626-6159
Document Number	0000272895
Instrument Date	Jun 2, 2017
Instrument	272895
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2538 CARNEGIE AVE COSTA MESA CA 926266159, COSTA MESA, CA 92626-6159

Mortgage

Document Number	272896
Date	Jun 30, 2017
Instrument	272896

Lender

Name	BNB FINANCIAL INC
Type	Mortgage Company
Address	GLENDALE, CA 91203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2538 CARNEGIE AVE, COSTA MESA, CA 92626-6159
Document Number	0000185378
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 3754 MAMMOTH LAKES CA 935463754, MAMMOTH LAKES, CA 93546-3754

Mortgage

Document Number	0000185378
Date	May 8, 2017
Instrument	185378

Lender

Name	LINDA HARTMAN
Address	3 CORPORATE PLAZA DR # 100, NEWPORT BEACH, CA 92660-7935

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2538 Carnegie Ave was $8,991.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,465 (+2%) Land $686,167 Building $83,298
2025	$8,991.00	$754,378 Land $672,713 Building $81,665
2023	$8,518.00 (+3.04%)	$725,086 Land $646,591 Building $78,495
2022	$8,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2538 Carnegie Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2538 Carnegie Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Consolidated Smart Broadband Systems, GeoLinks, Verizon.

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