2537 Serenade Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 2537 Serenade Ave NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,437 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Nov 2015)
Tax Bill	$4,569 (2023)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02029M0047.000000`

Property Details

APN / Parcel Number

Primary APN	`02029M0047.000000`
Alternative APNs	`5600 56 2679` `104688`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,437 sqft Living Area
Gross Area	4,557 sqft
1st Floor Area	1,497 sqft
Upper Floors Area	1,940 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	106 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	466 sqft
Driveway	Concrete Driveway
Driveway Area	663 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	594 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104688
Street Address	2537 SERENADE AVE NW
City	CONCORD
State	NC
Zip	28027-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 47 MOUNTAIN LAUREL
Legal Subdivision	MOUNTAIN LAUREL
Legal Lot Number	47
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2011
Census Tract	42503

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2537 SERENADE AVE NW, CONCORD, NC 28027-7208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit SKYLA FCU
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage PREMIER FCU
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2015 · Amount on Record
Deed Sale	Nov 12, 2015 · Amount on Record
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Book / Page	11669 / 55
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2537 SERENADE AVE NW, CONCORD, NC 28027-7208
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016442126
Date	Apr 10, 2023
Book Page	16442/126

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2537 SERENADE AVE NW, CONCORD, NC 28027-7208
Document Number	13871283
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2537 SERENADE AVE NW CONCORD NC 280277208, CONCORD, NC 28027-7208

Mortgage

Document Number	13871283
Date	Dec 3, 2019
Book Page	013871/000283
Instrument	33539

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2039

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2537 SERENADE AVE NW, CONCORD, NC 28027-7208
Document Number	1293565
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2537 SERENADE AVE NW CONCORD NC 280277208, CONCORD, NC 28027-7208

Mortgage

Document Number	1293565
Date	Mar 28, 2018
Book Page	012935/000065
Instrument	7171

Lender

Name	PREMIER FCU
Type	Credit Union
Address	GREENSBORO, NC 27415-6590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2033

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2537 SERENADE AVE NW, CONCORD, NC 28027-7208
Document Number	12366292
Book / Page	012366 / 000292
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2537 SERENADE AVE NW CONCORD NC 280277208, CONCORD, NC 28027-7208

Mortgage

Document Number	12366292
Date	Feb 21, 2017
Book Page	012366/000292
Instrument	4309

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,590 (+52.09%) Land $95,000 Building $474,590
2024			$569,590 (+52.09%) Land $95,000 Building $474,590
2023	$4,569.00	$374,500 Land $55,000 Building $319,500	$374,500 Land $55,000 Building $319,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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