2537 Ensemble Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 2537 Ensemble Ct, Charlotte, NC 28262

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,404 sqft · built 2021
Lot Size	0.042 acres (1,830 sqft)
Owner	Individual Name on Record
Last Sale	$779 (Mar 2022)
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-156-39`

Property Details

APN / Parcel Number

Primary APN	`047-156-39`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,404 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Concrete
Lot Area	1,830 sqft (0.042 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2537 ENSEMBLE CT
City	CHARLOTTE
State	NC
Zip	28262-2041
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UR-2(CD)
Legal Description	L96 M66-844
Legal Subdivision	PARK SUBDIVISION
Legal Block	6
Legal Lot Number	96
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1007
Census Tract	5533

Owner

Source: Mecklenburg County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2537 ENSEMBLE CT, CHARLOTTE, NC 28262-2041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit TRULIANT FEDERAL CREDIT UNION
Mar 30, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202248506
Deed Book / Page	37200 / 56
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 14, 2026
Property Address	2537 ENSEMBLE CT, CHARLOTTE, NC 28262-2041
Document Number	0000087761
Book / Page	40647 / 712
Instrument Date	Aug 7, 2026
Instrument	202687761
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 ENSEMBLE CT, CHARLOTTE, NC 28262-2041

Mortgage

Document Number	0000087761,
Date	Aug 14, 2026
Book Page	40647/712
Instrument	202687761

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2056

Interest

Max Rate	-1%

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 30, 2022
Property Address	2537 ENSEMBLE CT, CHARLOTTE, NC 28262-2041
Document Number	0000048506
Book / Page	37200 / 56
Map Reference	MB 66 PG 844-847
Instrument Date	Mar 24, 2022
Instrument	2022048506
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2537 ENSEMBLE CT, CHARLOTTE, NC 28262-2041

Mortgage

Document Number	0000048507
Date	Mar 30, 2022
Instrument	2022048507

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,913.00	$442,500 Land $100,000 Building $342,500	$442,500 Land $100,000 Building $342,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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