San Diego County property record for 25362 Kerri Ln, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,405 sqft · built 1988 |
| Lot Size | 0.448 acres (19,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (May 2003) |
| Tax Bill | $7,509 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-581-17-00 |
| Primary APN | 288-581-17-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,405 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 19,536 sqft (0.448 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 25362 KERRI LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 21 TR 007893 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007893 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20811 |
25362 Kerri Ln is owned and occupied by two individuals who bought it in May 2003.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25362 KERRI LN, RAMONA, CA 92065-4745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI WATERMARK CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2003 · Amount on File |
| Deed Sale | May 19, 2003 · Amount on File |
| Prior Sale | Jan 14, 1998 · Amount on File |
| Deed Document Number | 2003584127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 25362 KERRI LN, RAMONA, CA 92065-4745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 25362 KERN LANE, RAMONA, CA 92065 |
| Document Number | 0000176347 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-0176347 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 25362 KERRI LN, RAMONA, CA 92065-4745 |
| Document Number | 0000087258 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25362 KERRI LN RAMONA CA 920654745, RAMONA, CA 92065-4745 |
| Document Number | 0000087258 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 87258 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2047 |
The 2025 property tax bill for 25362 Kerri Ln was $7,509 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $633,717 (+2%) Land $177,261 Building $456,456 | |
| 2025 | $7,509.00 Homeowner's exemption | $621,292 Land $173,786 Building $447,506 |
| 2023 | $7,047.00 (-1.32%) Homeowner's exemption | $597,169 Land $167,039 Building $430,130 |
| 2022 | $7,141.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 25362 Kerri Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25362 Kerri Ln is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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