2536 Edwards Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2536 Edwards Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,760 sqft · built 1980
Lot Size	23.2 acres (1,013,206 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Mar 2019)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Jan 2022 Refinance Dec 2021 Refinance + 3 more
APN	`453889 20-1-35.1`

Property Details

APN / Parcel Number

Primary APN	`453889 20-1-35.1`
Alternative APN	`388902000000010350010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	1,013,206 sqft (23.2 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2536 EDWARDS RD
City	WATERLOO
State	NY
Zip	13165-8419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB97-330
Legal Block	1
Legal Lot Number	35.001
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1024
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 20-1-35.1

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2536 EDWARDS RD, WATERLOO, NY 13165-8419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Oct 24, 2011	Deed of Trust, Mortgage FIRST NIAGARA BANK NA
Mar 15, 2019	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 28, 2011	Deed, Transfer MICHAEL J MIRAS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Book / Page	988 / 213
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2536 EDWARDS RD, WATERLOO, NY 13165-8419
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001838/209
Date	Jan 10, 2022
Book Page	1838/209
Instrument	56846

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Feb 01, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2536 EDWARDS RD, WATERLOO, NY 13165-8419
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001837/164
Date	Dec 30, 2021
Book Page	1837/164
Instrument	56721

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2536 EDWARDS RD, WATERLOO, NY 13165-8419
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001355/0000000101
Date	Oct 24, 2011
Book Page	0000001355/0000000101
Instrument	0000008472

Lender

Name	FIRST NIAGARA BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	339 Months
Due	Jan 01, 2040

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Mar 15, 2019
Property Address	2536 EDWARDS RD, WATERLOO, NY 13165-8419
Document Number	000988/213
Book / Page	988 / 213
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2536 EDWARDS RD, WATERLOO, NY 13165-8419

Mortgage

Document Number	001698/310
Date	Mar 15, 2019
Book Page	1698/310
Instrument	43896

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 01, 2048

March 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Mar 28, 2011
Property Address	2536 EDWARDS RD, WATERLOO, NY 13165-8419
Document Number	0000000831/0000000206
Book / Page	0000000831 / 0000000206
Instrument Date	Mar 24, 2011
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	MICHAEL J MIRAS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 EDWARDS RD, WATERLOO, NY 13165-8419

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,891.00 (+198.35%)	$91,500 (-) Land $39,200 Building $52,300	$150,000 (+16.39%) Land $64,262 Building $85,738
2023		$91,500 Land $39,200 Building $52,300	$128,873 Land $55,211 Building $73,662
2019	$969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Compass Broadband Network Fixed Wireless · not low latency	100 / 100

May also be available: Verizon.

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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